McKinney Water Utilities 2026: Bill Pay, Login & Phone

McKinney TX • Paymentus • Water Billing • My Water Advisor • WaterSmart • 2026

McKinney Water Utilities Help Desk for Bills, Login, Service and Water Problems

Use this guide to pay a City of McKinney water bill, log in to Paymentus, call Water Billing, start or stop service, understand deposits and late-fee timing, check 2026 residential rates, track usage with My Water Advisor, apply for a leak credit, follow WaterSmart rules, and report water or wastewater emergencies.

Start Here: Pick the Exact McKinney Utility Task

Water Billing972-547-7550
Phone payOption 2
Water / sewer issue972-547-7360
Office401 E. Virginia St.
Searcher intent
Best official route
Have ready
Do not miss
Pay online or log in
McKinney utility account number, email login if registered, payment method.
First-time users must enroll; the portal also has one-time payment.
Make one-time payment
Open Paymentus and choose “Make One Time Payment.”
Account number and card/e-check/PayPal/Venmo payment method.
Save confirmation number if close to the due date or grace period.
Set up AutoPay or paperless
Register in Paymentus and use online account features.
Email, account number, bank/card details.
Bank draft is recommended by the City FAQ to avoid failures from expired or compromised cards.
Pay by phone
Call 972-547-7550, option 2.
Account number and payment method.
Use the official Water Billing number, not a third-party payment ad.
Pay in person
Water Billing / City Hall, 401 E. Virginia St., McKinney, TX 75069.
Bill/account number and payment method.
In-person payments are listed at the new City Hall, Monday-Friday, 8 AM-5 PM, closed holidays.
Mail payment
City of McKinney, P.O. Box 8000, McKinney, TX 75070.
Payment stub, check or money order.
Mail early; do not rely on mail during the five-day grace window.
Start or transfer service
Service address, lease if renter, proof of ownership if requested, deposit/service fee.
Residential fees include $200 regular deposit, $50 initiation/transfer fee, and $100 same-day fee if applicable.
Water main, meter leak or sewer overflow
Exact address, cross street, visible water/sewer issue, safety concern.
Use this for emergency water turn-off, water meter leak, water main break, fire hydrant leak, clogged or overflowing wastewater main.

Bill-line warning: McKinney residential bills can include water, sewer, trash/recycling and drainage. Inside-city customers should review all bill lines before assuming a higher total is only a water-meter problem.

Official McKinney Water Billing Contact Box

💳

Water Billing

Self-service / phone agent:
972-547-7550

Phone agent hours:
Monday-Friday, 8:30 AM-4:45 PM.

Use for: bill pay, Paymentus login, due date, AutoPay, deposits, start/stop service, leak credit, late fee and assistance questions.

🏛️

Office / Payment Address

Physical address:
401 E. Virginia St.
McKinney, TX 75069

Payment mail:
City of McKinney
P.O. Box 8000
McKinney, TX 75070

🚨

Public Works / Emergency

Water / street / trash non-billing questions:
972-547-7360

Water violation hotline:
972-547-7367

Public Works North Campus:
3501 N. Central Expressway, McKinney, TX 75071.

Routing tip: call Water Billing at 972-547-7550 for account and payment issues. Call 972-547-7360 for water maintenance, pressure problems across the whole house, emergency shutoff, meter leaks, main breaks, hydrant leaks or wastewater-main overflow.

Pay Bill and Login: Paymentus Steps

One-time payment

Use Paymentus “Make One Time Payment” if you do not need a saved profile.

Register

First-time users must register to store payment methods, view/print bills, enroll in AutoPay, reminders and e-bills.

Payment methods

Paymentus displays Visa, Mastercard, Discover, electronic check, PayPal, PayPal Credit and Venmo options.

Phone option

Call 972-547-7550, option 2, for phone payment.

Payment method
Official detail
Best for
Practical warning
Paymentus online account
Portal account benefits include stored payment methods, bill viewing/printing, AutoPay, payment reminders and e-bills.
Repeat customers, landlords, account history and AutoPay users.
Use the official Paymentus page linked from McKinney Water Billing.
One-time online payment
Paymentus allows one-time payments without managing a full profile.
Fast monthly payment.
Save receipt/confirmation because guest-style workflows are harder to track later.
AutoPay
McKinney FAQ says AutoPay can be bank draft or credit card, both drafting automatically on the bill due date.
Customers who want automatic monthly payment.
Bank draft is recommended to avoid credit-card failures from expired/compromised cards.
Paperless billing
Paperless statements can be added through the online portal or by emailing Water Billing.
Customers who want email/text-style account notices.
Keep your email updated before moving or changing accounts.
Phone payment
972-547-7550, option 2.
Users who cannot log in or need payment by phone.
Have account number and balance ready.
In person
401 E. Virginia St., Monday-Friday 8 AM-5 PM, closed holidays.
Counter help and immediate proof.
A walk-up drop box is on the north side of the building.
Mail
City of McKinney, P.O. Box 8000, McKinney, TX 75070.
Normal payment with enough mailing time.
Do not mail near late-fee/disconnection timing.
Payment-posting script: “My McKinney utility account is [account number] for [service address]. I paid [$amount] by [Paymentus/phone/in person/drop box/mail/AutoPay] on [date/time]. Confirmation number is [number]. Can you confirm whether it posted and whether any late fee, balance forward or disconnect risk remains?”

Start, Transfer or Cancel McKinney Water Service

Residential start / move

  • Use the Service Application Form from the Start / Stop Service page.
  • Renters must upload a lease before service is established.
  • All persons on the lease over 18 must be included as occupants on the application.
  • Buyers may be asked for proof of ownership.
  • Water is turned on Monday-Thursday, as late as 5 PM; same-day requests may run as late as 9 PM.

Residential fees

  • $200 regular deposit, refunded after one year of prompt payments or when the account closes.
  • $50 initiation / transfer fee.
  • $100 same-day service fee if applicable.
  • $200 additional high-risk deposit if applicable.
  • Keep faucets closed before turn-on to avoid rescheduling and possible damage.

Cancel service

  • Only an account holder can request cancellation.
  • Use the Stop Service Form from the Start / Stop Service page.
  • Water can be turned off as early as 7 AM Monday-Thursday.
  • Final bill is generated within three weeks and mailed to the forwarding address provided.
  • If outside city limits, trash must be canceled through the trash provider.

Change-date warning: the City FAQ says start/cancel date changes must be emailed to Water Billing by 10 AM the business day before the original start/stop date. Late changes may create a trip fee or additional service fee.

Due Date, Grace Period, Late Fee, Extension and Assistance

Monthly bill

Meters are typically read every 27-33 days, then a bill is sent about 7-10 days after the read.

Due date

The bill is due 16 days after the bill date.

Late fee

The City’s payment page describes a 5-day grace period before a 10% late fee is added, with $5 minimum.

Assistance

The City payment page points customers to payment extensions and a $100 City of McKinney Emergency Water Utility Assistance Grant route.

Situation
What to check
Best action
Bill just arrived
Due date, billing cycle, service period, current usage and balance forward.
Use My Bill page legend to locate each field.
Need a few more days
Payment page references a grace period before late fee.
Confirm due date and grace timing in Paymentus or by calling Water Billing.
Late fee risk
Late fee is 10%, minimum $5, after grace period.
Pay updated total, not just the original “amount due.”
Cannot pay full amount
Payment Extensions & Financial Assistance page is the official route.
Call 972-547-7550 before disconnection scheduling.
Payment through mail
Mail may not post before grace/disconnect action.
Use Paymentus, phone or in-person payment if urgent.
Payment failed
Expired/compromised card can fail AutoPay.
Use bank draft when possible and keep email/payment reminders active.
Account disclosure concern
Utility bill account information is exempt from public record and disclosure is case-by-case.
Call 972-547-7550 for account information questions.
Late-bill script: “My McKinney account is [account number]. My due date is [date], and I can pay [$amount] on [date]. What exact amount is needed to avoid late fees or disconnection, and do I qualify for a payment extension or emergency water utility assistance?”

2026 McKinney Residential Rates: Water, Sewer, Trash and Drainage

McKinney residential charges can vary by inside/outside city status. Water charges include a base/minimum rate plus tiered consumption billed in 1,000-gallon increments. Sewer charges use a base rate plus consumption, with a Winter Quarter Average used to cap sewer billing beginning in April.

Inside water base

$19.80 monthly base/minimum rate.

Inside sewer base

$28.10 monthly base/minimum rate.

Trash / recycle

$20.36 + tax for one trash and one recycle container.

Drainage

$5.25 monthly residential drainage fee.

Residential bill line
Inside city
Outside city
What it means
Water base / minimum
$19.80
$24.75
Monthly base fee applies regardless of consumption.
Water 1-7,000 gallons
$5.00 / 1,000 gallons
$6.25 / 1,000 gallons
“Affordable water” tier for conservative users.
Water 7,001-20,000 gallons
$6.90 / 1,000 gallons
$8.65 / 1,000 gallons
Higher tier often reached by outdoor watering.
Water 20,001-40,000 gallons
$8.70 / 1,000 gallons
$10.90 / 1,000 gallons
High-use tier; check irrigation and leaks.
Water over 40,000 gallons
$10.45 / 1,000 gallons
$13.05 / 1,000 gallons
Highest residential tier shown.
Sewer base / minimum
$28.10
$35.15
Base fee applies monthly regardless of consumption.
Sewer unit cost
$7.80 / 1,000 gallons
$9.75 / 1,000 gallons
Maximum 8,000 gallons charged under WQA rules.
Trash / recycling
$20.36 + tax
Depends on provider/status
Includes one gray trash and one blue recycle container when billed by City.
Extra trash container
$7.82 each / month
Check account
Extra containers can quietly raise the bill.
Extra recycle container
$3.50 each / month
Check account
Check Frontier container audit if count is wrong.
Drainage
$5.25 / month
Check account
Funds drainage-system maintenance and flood/standing-water reduction.

Winter Quarter Average tip: December-February water use affects the sewer cap beginning in April. A winter leak, holiday guests or unusual indoor use can raise the sewer maximum unless corrected and reviewed.

High Bill, My Water Advisor, Meter Reading and Leak Credit

My Water Advisor

Residential customers can view water consumption online and in the app, with text/email alerts for leaks and high usage.

24-hour updates

Consumption data updates every 24 hours and is provided in gallons.

Meter facts

Meters are City-owned, read monthly, and generally located in a box near the street or property edge.

Leak credit

Courtesy credit is limited and requires major single-bill increase, proof of repair and timely form submission.

High-bill clue
Official McKinney guidance
Next action
Usage increased
Average household use is about 2,000 gallons per person per month; outdoor watering or a leak can greatly increase usage.
Compare gallons, not just dollars.
Outdoor watering started
Outdoor watering changes can show up about six weeks later on the bill.
Check irrigation timer, daily programs, multiple programs A/B/C, damaged sprinkler heads and watering frequency.
Sprinkler system running
Standard irrigation system can use about 20 gallons per minute; drip irrigation about 7 gallons per minute.
Use the irrigation water-use spreadsheet to compare estimated use to bill.
Possible silent toilet leak
Put dye/leak tablet in tank; if color appears in bowl before flushing, there is a leak.
Repair flapper/fill valve and save proof.
Large continuous leak
A 1/32-inch leak can waste about 1,546 gallons per week; a 3/16-inch leak can waste about 55,500 gallons per week at 60 psi.
Shut off private valve, call plumber, then document repair.
Usage seems same monthly
Meters are read monthly and not estimated; usage is billed in 1,000-gallon increments rounded down.
Use meter reading guide and Paymentus/My Water Advisor history.
Low pressure
If only one fixture has low pressure, check that fixture/pipes. If the whole house has low pressure, contact Water Maintenance.
Call 972-547-7360 if house-wide.
Leak credit request
Usage must be at least three times greater than same period of prior year, bill over $150 excluding fees/deposits, one request per address in 12 months, proof of repair within 60 days.
Submit leak adjustment form and keep paying to avoid late fees/disconnection while review is pending.
High-bill script: “My account is [number]. My usage changed from [old gallons] to [new gallons]. I checked My Water Advisor, meter reading, toilets, irrigation timer, sprinkler heads, hose bibs, water heater and outdoor watering schedule. Can you tell me whether this looks like normal outdoor use, a leak, a WQA sewer issue or a billing problem?”

WaterSmart Outdoor Watering Rules and Violation Penalties

Summer rule

From April 1 to October 31, no watering is allowed between 10 AM and 6 PM.

Designated days

Residential, commercial and common areas may water on the designated watering day and three days later, as needed.

Report violations

Use the online form or call 972-547-7367 with address, date, time and your contact details.

WaterSmart topic
Rule / detail
User action
April 1-Oct. 31
No watering between 10 AM and 6 PM.
Water early morning or evening on allowed days.
Rain/freeze sensor
All irrigation systems must have a functional rain/freeze sensor.
Test sensor before hot season.
Water waste
Water waste during irrigation is prohibited.
Fix overspray, runoff and broken heads.
New landscape
Newly planted landscape may be exempt for 30 days from installation with city approval; over-seeding is not exempt.
Apply online before assuming exemption.
ET controller
Registered, properly programmed ET controllers may be exempt during normal conditions, but exemptions can pause during drought/demand stress.
Check current WaterSmart status before watering outside normal days.
Penalty schedule
First penalty warning; second $50; third/subsequent $100; fourth/subsequent $150.
Penalties are delivered through the regular water bill.
Failure to pay penalty
Failure to pay water-violation penalties can result in water shutoff.
Call 972-547-7367 if you dispute a violation.

Water Quality, NTMWD Source Water and Galvanized Service Lines

Water source

McKinney receives treated water from the North Texas Municipal Water District.

Regional supplies

NTMWD supply sources include Lavon Lake, Bois d’Arc Lake, Lake Texoma, Jim Chapman Lake and reuse.

Water Quality Report

The City releases a new Water Quality Report annually by July 1 and lists the 2026 report online.

Water-quality topic
What users should know
Best action
Source water
McKinney purchases treated water from NTMWD.
Use the City Water Quality Report plus NTMWD source context for details.
Testing
Once treated water enters McKinney’s system, the City performs and reports tests according to TCEQ and EPA requirements.
Read current annual report before quoting contaminant results.
Superior rating
McKinney reports a Superior water system rating.
Use this when explaining system status, not as a substitute for current test data.
UCMR5 contaminants
McKinney has sampled for unregulated contaminants since 2023 under EPA monitoring rules.
Search EPA UCMR5 results using “McKinney” or PWS “TX0430039.”
Lead / galvanized lines
City responsibility is from meter box to main; homeowners maintain private service lines from meter to home.
Use the interactive service line inventory map and consider licensed plumber review.
Free testing program
Qualified homes built before 1988 with galvanized private service lines may participate in a free Water Sample and Testing Survey Program.
Register online if eligible.
Low pressure after repair
Valves may not be fully reopened; one-fixture pressure points to that fixture/piping.
Call 972-547-7360 if pressure is low throughout the whole house.

McKinney, MUD, HOA, Apartment Billing or Another Provider?

Provider check before paying: use this guide only if the bill says City of McKinney Water Billing / City utility bill. McKinney-area searches can also return MUDs, apartment billing companies, HOA irrigation bills, North Texas Municipal Water District supplier information, or McKinney Water District in Kentucky.

Bill/provider clue
Why it matters
What to do
City of McKinney utility bill
Use Paymentus, 972-547-7550 and City Hall routes.
Proceed with this guide.
Apartment lease includes trash/service
Residential trash rates may not apply if trash service is provided through apartment lease terms.
Ask property manager for actual billing basis.
Outside city limits
Water/sewer rates and trash provider rules may differ.
Confirm inside/outside city status and trash provider.
Frontier Waste issue
Trash is billed by City but provided by Frontier Waste Solutions.
For missed trash/recycle, call Frontier at 469-444-1555.
NTMWD shown in water-quality research
NTMWD supplies treated water but does not replace your City billing account.
Pay City of McKinney if the monthly bill is from the City.
“McKinney Water District” outside Texas
Could refer to a different provider in another state.
Verify the bill address and logo before paying.

Before You Call: Prepare These Details

Call reason
Prepare first
Ask this exact question
Payment not showing
Account number, amount, method, date/time, confirmation number.
“Has this payment posted, and does any late fee or balance forward remain?”
Paymentus login trouble
Account number, email/login, error screen and service address.
“Can you confirm the account details needed to register or recover Paymentus access?”
Start service
Application reference, lease/proof of ownership, requested start date, deposit/payment details.
“Will water be turned on Monday-Thursday by 5 PM, and do I owe same-day fees?”
Cancel service
Account number, stop date, forwarding address and account-holder proof.
“Was cancellation received, and when will the final bill be generated?”
High bill
Current/prior bills, My Water Advisor screenshots, meter reading, irrigation schedule, leak repair proof.
“Is the increase from outdoor use, leak, sewer WQA, trash/drainage, or billing timing?”
Leak credit
Repair receipt, repair date, photos, bill amount, same-period prior-year usage.
“Does this meet the courtesy leak-credit requirements, and how should I pay while review is pending?”
Water emergency
Exact address, cross street, meter/street/house side, leak/wastewater detail.
“Can Water Maintenance determine whether this is City-side or private-side?”
WaterSmart violation
Notice, address, date/time, photos, exemption status.
“Can you review the WaterSmart penalty or exemption status on this account?”

McKinney Water Billing Map, Mailing Address and Emergency Routes

Place / route
Address / phone
Use for
Water Billing / City Hall
401 E. Virginia St., McKinney, TX 75069
972-547-7550
Billing, payment, start/stop/transfer, deposits, Paymentus, extensions and account questions.
Payment mail
City of McKinney, P.O. Box 8000, McKinney, TX 75070
Mail check or money order with payment stub.
Paymentus online portal
ipn2.paymentus.com/cp/mcki
One-time payment, login, stored payment methods, AutoPay, reminders and e-bills.
Phone payment
972-547-7550, option 2
Pay by phone or use Water Billing self-service/phone agent support.
Water / wastewater / street / trash non-billing
972-547-7360
Water maintenance, pressure, water meter leak, main break, hydrant leak, wastewater main and non-billing questions.
Water violation hotline
972-547-7367
Report or ask about WaterSmart watering violations and penalties.
Public Works North Campus
3501 N. Central Expressway, McKinney, TX 75071
Public Works / WaterSmart / water-use question routing.
Main City Hall number
972-547-7500
General City routing if Water Billing is not the correct department.

McKinney Water Utilities FAQ

How do I pay my McKinney water bill online?

Use the official City of McKinney Paymentus portal. You can make a one-time payment or register for an online account to store payment methods, view and print bills, enroll in AutoPay, receive payment reminders and use e-bills.

What is the McKinney Water Billing phone number?

Call Water Billing at 972-547-7550. Phone agent service is listed Monday through Friday, 8:30 AM to 4:45 PM. For phone payment, call 972-547-7550 and choose option 2.

Where is the McKinney Water Billing office?

Water Billing is at 401 E. Virginia St., McKinney, TX 75069. The City payment page says in-person payments can be made at the new City Hall location Monday-Friday, 8 AM to 5 PM, closed holidays.

Where do I mail a McKinney water payment?

Mail payment to City of McKinney, P.O. Box 8000, McKinney, TX 75070. Include the payment stub or full account number, and do not rely on mail if the bill is close to the grace period or disconnection timing.

How do I start or transfer McKinney water service?

Use the Start / Stop Service page and submit the Service Application Form. Residential customers should expect a $200 regular deposit, $50 initiation/transfer fee, and $100 same-day fee if applicable. Renters must upload the lease, and all persons on the lease over 18 must be listed as occupants.

How do I cancel McKinney water service?

Use the Stop Service Form. Only an account holder can request cancellation. Water may be turned off as early as 7 AM Monday-Thursday, and a final bill is generated within three weeks and mailed to the forwarding address provided.

When is my McKinney utility bill due?

Meters are typically read every 27-33 days. A bill is sent about 7-10 days after the meter read and is due 16 days after the bill date. The City payment page describes a five-day grace period before a 10% late fee is added, with a $5 minimum.

What are McKinney residential water and sewer rates?

Inside-city residential water has a $19.80 monthly base/minimum rate, with water tiers from $5.00 to $10.45 per 1,000 gallons. Inside-city sewer has a $28.10 monthly base/minimum rate plus $7.80 per 1,000 gallons, with sewer usage capped under Winter Quarter Average rules.

Does McKinney offer a leak credit?

Yes, but it is limited. Usage must significantly increase on a single bill, at least three times the same period of the prior year; the utility bill must be over $150 excluding fees/deposits; only one request per address is allowed in 12 months; and a leak adjustment form with proof of repair must be submitted within 60 days of repair.

Who do I call for a McKinney water emergency?

Call 972-547-7360 to request emergency water turn-off or report a water meter leak, water main break, fire hydrant leak, clogged wastewater main or overflowing wastewater main.

30-Second McKinney Water Utilities Checklist

Pay online: Paymentus → one-time payment or login/register → account number → payment method → save confirmation.

Call billing: 972-547-7550 for Water Billing; phone pay is option 2.

Visit: 401 E. Virginia St., McKinney, TX 75069.

Mail: City of McKinney, P.O. Box 8000, McKinney, TX 75070.

Start service: application + lease/proof of ownership if required + deposit/service fee; water turn-on runs Monday-Thursday.

Emergency: call 972-547-7360 for water turn-off, meter leak, water main break, hydrant leak or wastewater main overflow.

High bill: compare gallons, check My Water Advisor, inspect irrigation/toilets/leaks, review sewer WQA, trash and drainage lines, then call with readings and repair proof.

Water Bill Payment, Leak & Utility Help Toolkit

Use this free helper to find the official water bill portal, avoid unsafe payment pages, handle late bills, troubleshoot high usage, prepare start/stop service documents, and contact the utility office with the right details.

Find official payment pages safely
Prepare before late fees or shutoff
Check high bill and leak causes
Useful on every city water guide

Official Water Bill Portal Finder

Enter your city, state, and utility name. This tool creates safe search shortcuts for the official bill pay portal, customer service page, outage line, and start/stop service page.

Safety tip: Use the official city, county, or utility website when paying a water bill. Do not enter card or bank details on a page that only looks like a payment portal but does not clearly identify the official utility.

Safe Water Bill Payment Checklist

Before paying online, use this checklist to reduce the risk of wrong payment, duplicate payment, missed receipt, or third-party confusion.

Important: Some official utilities use third-party processors. That can be normal, but the payment processor should be linked from the official utility website and show clear fee/payment details.

Late Bill, Shutoff Notice & Reconnection Action Plan

Select your situation and get practical next steps. This helps users act quickly without guessing.

Do not wait: If you received a shutoff notice, online payment alone may not stop disconnection. Call the utility billing office and save your confirmation number.

High Water Bill & Leak Troubleshooter

A high bill can be caused by leaks, irrigation, estimated readings, seasonal use, or account/meter issues. Choose the closest problem below.

Quick leak test Turn off all water, then check whether the meter still moves.
Toilet check Put food coloring in tank. If color reaches bowl without flushing, there may be a leak.
Ask utility Request usage history, meter reread, leak adjustment policy, and payment arrangement options.

Start, Stop or Transfer Water Service Checklist

Moving in or out? Choose your situation and prepare the details most utilities commonly request.

Your preparation checklist

Move-out tip: Ask for a final meter read, final bill date, refund/deposit process, and confirmation number when stopping service.

Payment Assistance & Arrangement Finder

If you cannot pay the full water bill, this guide helps you decide what to ask before disconnection or extra fees.

Helpful document list: Keep your account number, photo ID, service address, bill copy, shutoff notice, income proof if needed, repair receipt if leak-related, and payment confirmation numbers.

Water Department Call Script Generator

Generate a clear call or email script before contacting the utility billing office.

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