Pay Your Callaway Water Bill, Avoid Late Fees, or Start Service With the Correct City Utility Office
Callaway, Florida utility customers should use the City of Callaway Utility Billing Department and the official Callaway Online Payment Center. The old article on this page used New York City water links, a Flushing NY address and NYC phone numbers, which are not correct for Callaway.
This guide focuses on practical Callaway issues: paying before the 15th, avoiding the 25th delinquency deadline, using AutoPay, starting service, transferring service, reporting a City-side leak, requesting leak or pool adjustments, and checking whether a senior discount may apply.
Callaway Utility Billing Quick Facts
Choose the Callaway Utility Task You Need
Callaway utility bills can include water, sewer, stormwater and bulk item or yard debris charges. Choose the issue below before you pay, call, or submit a form.
How to Pay Your Callaway FL Water Bill Online
The official City of Callaway Online Payment Center accepts credit cards, debit cards and e-checks. The payment center message lists a $2.95 convenience fee and explains the late-fee and delinquency deadlines.
-
Open the official Utility Billing page first.
Start here: City of Callaway Utility Billing. -
Use the City’s Online Payment Center.
Open Callaway Online Payment Center. -
Enter your current account details.
Use the information from your latest utility bill so the payment applies to the correct account. -
Review the convenience fee and deadline.
The portal lists a $2.95 convenience fee. Also check whether you are paying before the 15th or 25th deadline. -
Save your payment confirmation.
Keep the confirmation number, receipt email or screenshot until your payment is reflected.
Callaway Utility Bill Deadlines: 15th Late Fee and 25th Delinquency Rule
Callaway has two important monthly deadlines. Missing the first can add a late fee. Missing the second can add a delinquency charge and create service interruption risk.
Date / Time |
Official rule |
What you should do |
|---|---|---|
15th of each month by 5:00 PM |
Payment must be received to avoid a 15% late penalty. |
Pay before 5 PM and keep proof. Drop boxes are checked at 5 PM. |
25th of each month by 5:00 PM |
Payment must be received to avoid a $50 delinquency charge and service interruption. |
If paying online near this deadline, call Utility Billing to confirm what else is needed. |
After disconnection |
All accounts must be paid in full to restore service. |
Pay the full balance, then contact City Hall for reconnection guidance. |
Set Up Free AutoPay for Future Callaway Utility Bills
The official Callaway payment portal says Recurring or Auto Pay is available and free. It also says payment will process based on the bill due date.
-
Open the official payment portal.
Go to the Callaway Online Payment Center. -
Enroll as a user.
The portal says AutoPay requires an enrolled user. -
Set up banking information.
Add your banking details and choose the AutoPay option. -
Confirm the due-date behavior.
The portal says AutoPay processes based on the bill due date. -
Watch the first automatic payment.
Do not assume everything is active until the first draft posts correctly.
How to Open a New Water / Utility Account in Callaway
The City says customers must come in person to Callaway City Hall at 6601 E. Hwy. 22 to establish service. Bring documents and deposit payment before your move-in date.
Requirement |
Official detail |
Practical note |
|---|---|---|
In-person setup |
Come to Callaway City Hall at 6601 E. Hwy. 22. |
Do not wait until after business hours or the weekend. |
Photo ID |
Valid photo ID, military ID, state-issued ID or passport. |
Bring the original ID, not only a phone photo. |
Proof of occupancy/ownership |
Signed lease agreement, proof of purchase or realtor’s contract with homeowner. |
Rental customers should bring the signed lease. |
Deposit |
House $250, irrigation $100, sewer only $250. |
Deposit does not include the non-refundable $40 account charge. |
Same-day connection |
Offered but not guaranteed from 8 AM to 3 PM Monday-Friday, excluding holidays. |
Apply early in the day if same-day service matters. |
Callaway Utility Bill Charges and Rates: What Is on the Bill?
The City Utility Billing page says monthly bills include charges for water, sewer, stormwater and bulk items or yard debris. Rate pages also note a City Water Franchise Fee and an extra outside-city charge where applicable.
Bill item |
What it means |
Why it matters |
|---|---|---|
Water |
Water base and usage charges. |
This is affected by usage, leaks, irrigation and household habits. |
Sewer |
Sewer charges based on applicable City billing rules. |
A high bill may be partly sewer, not only water. |
Stormwater |
Stormwater charge listed in City rate information. |
This may appear even when water usage is low. |
Bulk items / yard debris |
Charges may appear as part of the monthly utility bill. |
Check this line before assuming all increases are from water use. |
City Water Franchise Fee |
The City rate page lists this as 10% of the water bill. |
It can change the total amount beyond base and usage charges. |
Water Leak, Pool Filling and Excessive Use Adjustments
The City’s Utility Billing page links to adjustment forms including Water Leak Adjustment, Pool Filling Adjustment and Excessive Use Adjustment. Use the correct form and keep evidence.
Before requesting an adjustment, collect this
- Current utility bill and previous bill.
- Account number and service address.
- Repair date, plumber invoice, parts receipt or photos.
- Pool fill date and estimated gallons if applying for pool adjustment.
- Notes showing when the unusual usage started and ended.
High Callaway Water Bill Checklist
A high Callaway utility bill may come from water usage, sewer charges, stormwater, bulk item or yard debris charges, a leak, pool filling, irrigation or a past-due balance. Separate the bill into line items before calling.
Senior Citizen Discount and Outside-City Charge Notes
Callaway has a Senior Citizen Discount page with reduced monthly base rates and reduced usage rates for qualifying customers. The same City rate information also notes that residents outside city limits may have an additional 25% charge.
Topic |
Official detail |
Best action |
|---|---|---|
Senior discount |
City page lists senior discount monthly base and usage rates. |
Call Utility Billing at 850-871-6000 and ask how to apply or requalify. |
Requalification |
City brochure says customers must requalify every year to continue receiving the discount. |
Mark your calendar and keep proof documents ready. |
Outside city limits |
City rate pages mention an additional 25% charge for residents outside city limits. |
Check your service location and bill line items if your rate looks higher. |
Official City of Callaway Utility Links and Contacts
Use these official resources for bill payment, utility account setup, payment deadlines, rates, adjustments, forms and water-side questions.
Official City page for utility billing, customer service, forms and account help.
Open Utility BillingOfficial portal for credit card, debit card, e-check and AutoPay setup.
Open payment portalOfficial 15th late-fee rule, 25th delinquency rule and disconnection payment warning.
Open payments infoOfficial deposit, document and same-day connection information.
Open account guideOfficial Public Works water and sewer division details.
Open water/sewer pageOfficial monthly base, usage, outside-city and franchise-fee rate notes.
Open rates pageMap to Callaway City Hall / Utility Billing
City of Callaway Utility Billing is handled at City Hall, 6601 E. Hwy. 22, Callaway, FL 32404. Use this location for account setup, in-person questions, deposits and utility billing help.
Callaway Water Department FAQs
How do I pay my Callaway FL water bill online?
Use the official City of Callaway Online Payment Center or start from the Utility Billing page. The portal accepts credit cards, debit cards and e-checks and lists a $2.95 convenience fee.
What is the Callaway Utility Billing phone number?
Call 850-871-6000 and press 1 for Utility Billing inquiries.
Where is Callaway Utility Billing located?
Utility Billing is at City Hall, 6601 E. Hwy. 22, Callaway, FL 32404.
When is my Callaway utility bill late?
The City payment page says balances must be paid in full by 5:00 PM on the 15th of the month to avoid a 15% late fee.
What happens if I do not pay by the 25th?
The City payment page says accounts must be paid in full, including late fees, by 5:00 PM on the 25th to avoid a $50 delinquency charge and service interruption.
What should I do if my Callaway service was disconnected?
Pay the full balance, including late fees, and contact City Hall. The official payment portal says customers should contact City Hall after payment if service has been disconnected.
Does Callaway offer AutoPay?
Yes. The official payment portal says Recurring or Auto Pay is available and free. You must be an enrolled user, add banking information and select Auto Pay.
How do I open a new water account in Callaway?
Go in person to Callaway City Hall, bring valid photo ID, proof of lease or purchase, complete the service application and pay the required deposit plus the non-refundable account charge.
Who do I call for a water leak on the City side?
The City Utility Billing brochure says to report a water leak on the City side by calling Public Works at 850-871-1033.
Can I request a leak or pool filling adjustment?
The City Utility Billing page links to a Water Leak Adjustment Form, Pool Filling Adjustment Form and Excessive Use Adjustment Form. Use the correct form and keep repair or usage proof.
Does Callaway have a senior citizen utility discount?
Yes. The City has a Senior Citizen Discount page. For details and qualification requirements, call Utility Billing at 850-871-6000.
Is WaterBillGuide.us the official City of Callaway website?
No. WaterBillGuide.us is an independent informational guide. It does not process payments, access utility accounts, restore service, approve adjustments or represent the City of Callaway.
Best Next Step for Callaway Utility Customers
If your bill is routine, pay through the official Callaway Online Payment Center and save the receipt. If it is after the 15th or near the 25th, call Utility Billing before assuming online payment alone will protect the account. If you are starting service, visit City Hall with your ID, lease or ownership proof and deposit.
Editorial Review and Independent Guide Disclaimer
This replacement article was written specifically for City of Callaway, Florida utility customers using official City Utility Billing, Payments, Online Payment Center, How to Open an Account, Rates, Senior Discount, Water, Water/Sewer Division and Utility Billing form resources.
WaterBillGuide.us is not the City of Callaway. We do not process payments, access accounts, restore service, approve adjustments, open accounts or make billing decisions. For account-specific help, use the official City resources listed above.
Official resources checked include City of Callaway Utility Billing, Payments, Online Payment Center, How to Open an Account, Rates, Senior Citizen Discount, Water, Water/Sewer Division and Utility Billing Information resources.

Editorial Team
WaterBillGuide.us
The content on WaterBillGuide.us is researched and prepared by our editorial team. Our writers and researchers review publicly available information from official utility websites and service portals to create clear, step-by-step informational guides.
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