City of Chicago Payment Water Bill – Pay Online, Login & Contact

City of Chicago Utility Billing Help

Pay Your Chicago Water Bill, Set Up AutoPay, or Get Utility Billing Relief

City of Chicago water bills are handled through the Department of Finance utility billing system, not EPA WaterSense. This guide helps Chicago customers use the official online portal, phone payment line, AutoPay, SelectPay, payment plan tools, Utility Billing Relief, leak relief and EZ Pay kiosk options.

Use the correct City resources below before entering account, card or bank details. This is especially important if your bill is past due, your usage suddenly increased, you need relief, or your account may qualify for a payment plan.

Important correction: The old article linked to EPA WaterSense and used the wrong phone number. EPA WaterSense is not the Chicago utility bill payment portal. Use the City of Chicago utility billing website or the official phone payment number 312-744-4426.

Chicago Water Bill Quick Facts

Online account Utility Billing Portal Pay bills, paperless billing, AutoPay, SelectPay and payment plans.
Phone payment 312-744-4426 Also written by the City as 312-744-4H20.
Relief program 50% reduced rate For eligible UBR customers on water, sewer and water-sewer tax.
EZ Pay kiosks Utility bills accepted City EZ Pay kiosks accept utility bill payments.

Choose What You Need to Do

Chicago utility bills are not always water-only bills. They can include water, sewer, garbage, water-sewer tax, penalties, previous balances and special program adjustments. Choose the action that matches your situation.

I need to pay now Use the official online account portal or automated phone payment system. Payment steps
I want AutoPay Use online account management to set up AutoPay or SelectPay. AutoPay guide
I need more time Payment plans may be available through the portal, phone system or in person. Payment plan help
I may qualify for relief Utility Billing Relief can reduce rates and lead to debt forgiveness if completed. UBR details
My bill is high Check water, sewer, garbage, previous balance, penalties and possible leaks. High bill checklist
I had a leak Review the City Leak Relief Program before assuming the full bill is final. Leak relief help

How to Pay Your City of Chicago Utility Bill Online

The safest online route is the official City of Chicago Utility Billing online account management portal. It lets customers pay a utility bill and manage related account options such as paperless billing, AutoPay, SelectPay and payment plans.

  1. Open the official City utility billing login.
    Use this official portal: City of Chicago utility billing login.
  2. Use your current bill details.
    Have your utility account number, service address, customer information, current balance and due date ready.
  3. Check the account before paying.
    Confirm that the property address, account number and total match your bill. If you recently bought the property or have not received a bill, do not guess.
  4. Choose payment or account action.
    Pay the bill, enroll in paperless billing, set up AutoPay or SelectPay, or review payment plan options if needed.
  5. Save proof.
    Keep the confirmation number, receipt email or screenshot until the payment appears on your utility account.
Payment safety note: Avoid third-party bill-pay pages if you need payment to post correctly. Start from the official City of Chicago utility billing portal.

Chicago Utility Bill Payment Options

Use the payment option that fits your deadline. Online and phone payment are usually better for time-sensitive bills. Kiosks and in-person options are helpful when you need a receipt or want help with multiple City bills.

Payment option
Official detail
Best practical use
Online account management
Pay bill, paperless billing, AutoPay, SelectPay and payment plans.
Automated phone payment
Phone payment when you have the account number ready.
Payment plan
Portal, phone system or in-person option
Past-due balances or accounts needing scheduled repayment.
EZ Pay kiosk
City EZ Pay kiosks accept utility bills
Paying utility bills along with tickets or other City bills.
Neighborhood payment location
City payment plan page references neighborhood payment centers
Customers who need in-person help or documentation.
Mail payment
Use the address and coupon printed on your official bill
Non-urgent payments only. Avoid mail if the due date is close.
Practical timing tip: If the bill is close to due or past due, use online, phone or in-person options and keep proof. Mailing a check can be risky when the deadline is near.

AutoPay, SelectPay and Paperless Billing

The official City utility billing portal says customers can manage the account online, pay the bill, enroll in paperless billing, set up AutoPay or SelectPay, and set up a payment plan.

AutoPay Useful if you want automatic utility bill payment and fewer missed due dates.
SelectPay Useful if you want more control over when and how payments are made.
Paperless billing Useful for property owners who want faster notices and easier recordkeeping.
  1. Log in to the official account portal.
    Open Chicago online account management.
  2. Review your account first.
    Confirm account number, address, balance and billing status before setting automated payments.
  3. Choose AutoPay or SelectPay.
    Use the option that fits your cash flow and payment preferences.
  4. Keep checking usage and charges.
    AutoPay prevents missed payments, but it does not catch leaks or incorrect line items for you.
  5. Update bank/card details quickly.
    If your payment source expires or changes, update it before the next bill cycle.

Chicago Utility Bill Payment Plan Help

If you cannot pay the full amount, do not wait until the account is deeper in collections. The City says customers may enter into a plan from the online payment portal, by using the automated phone system at 312-744-4426, or in person at neighborhood payment centers.

Do this early: Review payment plan options before penalties, debt collection or additional account action makes the problem harder to fix.
  1. Check your current balance.
    Separate current water, sewer, garbage, penalties, previous balance and any tax/fee lines.
  2. Open the online portal or call the phone system.
    Use the portal or call 312-744-4426.
  3. Ask what kind of plan is available.
    Confirm down payment, monthly amount, due dates and what happens if a payment is missed.
  4. Ask if Utility Billing Relief is better.
    If your household may qualify for UBR, compare it with a normal payment plan.
  5. Save the plan confirmation.
    Keep the agreement details, payment dates, receipt numbers and any City communication.

Utility Billing Relief: Reduced Rates and Debt Forgiveness

Chicago Utility Billing Relief is one of the most important programs to mention because it can materially change what an eligible household owes. The official UBR site describes no penalties or debt collection on past-due City utility bill debt, a 50% rate reduction for water charges, sewer charges and water-sewer tax, and debt forgiveness for customers who complete the program successfully.

50% reduced rates UBR can reduce water, sewer and water-sewer tax rates for eligible customers.
No penalties or collection The official program page says past-due City utility bill debt is protected from penalties and debt collection while enrolled.
Debt forgiveness Customers who complete the program successfully may have set-aside debt forgiven.
  1. Open the official UBR website.
    Start here: City of Chicago Utility Billing Relief.
  2. Check eligibility before paying a large past-due amount.
    UBR may be more helpful than a normal payment plan for qualifying low-income residents.
  3. Review program rules carefully.
    Debt forgiveness depends on program completion and account status rules.
  4. Keep documents ready.
    Prepare account number, property address, household information, income/benefit documentation if requested and any past-due notices.
  5. Re-check each year if needed.
    The UBR FAQ says successful customers may be eligible for re-enrollment for another year of lower rates.
Important: UBR is not the same as ignoring the bill. Keep tracking the account and follow all program instructions so you do not lose benefits.

Chicago Leak Relief Program and High Outdoor/Underground Leak Bills

The official utility billing site includes a Leak Relief Program that helps with bills from eligible outdoor or underground leaks, reduces impacted bills to an average of usual usage and applies approved benefits to the utility account.

  1. Find and repair the leak first.
    A relief request is stronger when you can show the leak was fixed.
  2. Collect proof.
    Keep plumber invoices, repair receipts, photos, dates and usage history.
  3. Open the official Utility Billing Relief site.
    Use utilitybill.chicago.gov and look for Leak Relief Program details.
  4. Check whether the leak type qualifies.
    The program is described for eligible outdoor and underground leaks, so do not assume every indoor leak qualifies.
  5. Track the account after applying.
    Keep paying required current amounts or following City instructions while the request is reviewed.
Helpful tip: If your meter keeps moving when all water is off, document it with a video and call for help quickly. Long-running leaks can create very large bills.

High Chicago Water Bill Checklist

Chicago utility bills can look high because they may include water, sewer, garbage, penalties, previous balances and water-sewer tax. Before disputing, separate each line item and compare actual water usage against past bills.

Check line items Separate water, sewer, garbage, penalties and previous balance before blaming water usage.
Look for leaks Toilets, underground lines, outdoor spigots and irrigation can cause large usage spikes.
Compare billing period Longer billing periods can make a normal daily usage rate look expensive.
Check payment history A missed or late payment may appear as a previous balance or penalty.
Review program eligibility UBR or leak relief may help more than a basic payment plan if eligible.
Keep proof Save bills, receipts, plumber invoices, portal screenshots and call notes.

Have these details ready before contacting the City

  • Account number and service address.
  • Current bill and previous bill.
  • Water usage or meter details if shown.
  • Payment confirmation if you recently paid.
  • Any plumber receipt or leak repair documentation.
  • Notes about new tenants, vacancy, outdoor water use or unusual usage.
  • Any UBR, leak relief or payment plan application confirmation.

Chicago Utility Bill Line Items: Water, Sewer, Garbage and Tax

The City utility bill is not always just a water bill. Many Chicago customers see several charges grouped together. That is why comparing your bill to another city’s “water-only” bill can be misleading.

Bill item
What it usually means
What to check
Water
Charge for water service or metered water usage.
Usage, meter status, billing period and possible leak.
Sewer
Wastewater/sewer service charge often tied to water billing.
Whether sewer rose because water usage rose.
Water-sewer tax
Tax connected to water and sewer charges.
UBR may reduce the water-sewer tax for eligible customers.
Garbage
Garbage collection charge on the unified utility bill.
Do not confuse this with water usage.
Penalty / previous balance
Late charges or unpaid amounts from earlier bills.
Payment history, receipts and payment plan status.
Best comparison method: Compare current water usage to past water usage first, then compare the total bill after removing garbage, penalties and previous balances.

New Homeowner or Missing Chicago Utility Bill?

New Chicago homeowners sometimes worry when they do not receive a utility bill immediately after closing. The safest step is to get the correct account details from the City instead of waiting until a past-due balance appears.

  1. Check closing paperwork.
    Look for water certification, final read, account number, seller credits and utility billing documents.
  2. Use the official City portal.
    Try account setup only with the correct account details from the bill or City records.
  3. Call if you do not have an account number.
    Use 312-744-4426 or official customer service instructions rather than guessing.
  4. Keep proof of ownership handy.
    You may need property address, PIN, closing statement or owner details.
  5. Do not wait for multiple billing cycles.
    If no bill arrives, follow up before charges accumulate.

Official Chicago Utility Billing Links

Use these official resources for payment, online account management, utility billing relief, leak relief, exemptions, rebates, EZ Pay kiosks and payment plans.

Online Account Management

Pay your bill, enroll in paperless billing, set up AutoPay or SelectPay, and set up a payment plan.

Open utility login
Pay Utility Bill

Official City payment information for utility bills and payment plan access.

Open pay utility bill
Utility Billing & Customer Service

Official Department of Finance utility billing section for billing services and programs.

Open utility billing
Utility Billing Relief

Reduced rates, no penalties or debt collection, leak relief and debt forgiveness information.

Open UBR site
UBR Eligibility

Start the Utility Billing Relief eligibility and application path.

Check UBR eligibility
UBR FAQ

Review re-enrollment, debt forgiveness and program completion details.

Open UBR FAQ
Utility Exemptions & Rebates

Official water and sewer fee exemption and rebate program information.

Open exemptions
EZ Pay Kiosks Map

City data map showing EZ Pay kiosk facilities that accept utility bill payments.

Open kiosk map

Map to a Chicago EZ Pay Kiosk Example

Chicago’s EZ Pay kiosk dataset shows kiosk facilities where users may pay City utility bills and other City bills. Always check the official kiosk map for the closest active location before visiting.

City of Chicago Water Bill FAQs

How do I pay my City of Chicago water bill online?

Use the official City of Chicago utility billing online account management portal. It lets customers pay bills, enroll in paperless billing, set up AutoPay or SelectPay and set up payment plans.

What is the City of Chicago water bill phone payment number?

The City payment information lists 312-744-4426, also written as 312-744-4H20, for automated phone payment.

Can I set up AutoPay for my Chicago utility bill?

Yes. The official online account management portal says customers can set up AutoPay or SelectPay.

Can I get a payment plan for a Chicago water bill?

Yes. The City says payment plans may be entered through the online payment portal, automated phone system at 312-744-4426, or in person at neighborhood payment centers.

What is Chicago Utility Billing Relief?

Utility Billing Relief is a City program for qualifying low-income residents that can reduce water, sewer and water-sewer tax rates by 50%, stop penalties or debt collection on past-due utility bill debt, and provide debt forgiveness after successful completion.

Does Chicago have leak relief for water bills?

Yes. The official Utility Billing Relief site includes a Leak Relief Program for eligible outdoor and underground leaks, with approved benefits applied to the utility account.

Can I pay Chicago utility bills at an EZ Pay kiosk?

Yes. Chicago EZ Pay kiosks accept utility bill payments along with some other City payments such as parking tickets and administrative hearing judgments.

Why is my Chicago utility bill high?

A high bill may include water usage, sewer charges, garbage fees, water-sewer tax, penalties, previous balances or leak-related usage. Separate each line item before assuming the water usage is wrong.

Is EPA WaterSense the Chicago water bill payment portal?

No. EPA WaterSense is a water efficiency program, not the City of Chicago utility bill payment portal. Use official City of Chicago utility billing links.

What should a new homeowner do if no Chicago utility bill arrived?

Review closing documents, look for account information, then contact the City or use official utility billing resources. Do not wait for several billing cycles if no bill arrives.

Are water and sewer fee exemptions available in Chicago?

The City Department of Finance administers water and sewer fee exemption and rebate programs. Check the official Utility Charge Exemptions & Rebates page to see whether your household or organization may qualify.

Is WaterBillGuide.us the official City of Chicago utility billing website?

No. WaterBillGuide.us is an independent informational guide. It does not process payments, access City accounts, approve Utility Billing Relief, set payment plans or represent the City of Chicago.

Best Next Step for Chicago Utility Billing Customers

If your bill is normal, use the official utility billing portal or the 312-744-4426 phone payment system and save confirmation. If the account is past due, you had a leak, or you may qualify for relief, check Utility Billing Relief and payment plan options before paying through the wrong path.

Editorial Review and Disclaimer

This replacement article was rewritten specifically for City of Chicago utility billing customers. It removes the incorrect EPA WaterSense payment link and wrong phone guidance, then replaces them with official City utility billing, online account management, phone payment, Utility Billing Relief, leak relief, payment plan and EZ Pay kiosk resources.

WaterBillGuide.us is not the City of Chicago, the Department of Finance or the Department of Water Management. We do not process payments, access accounts, approve relief, set payment plans, waive penalties or make billing decisions. For account-specific help, use official City resources.

Official resources checked include City of Chicago Utility Billing & Customer Service, Pay Utility Bill, Online Account Management, Utility Billing Relief, UBR FAQ, Utility Charge Exemptions & Rebates and the City EZ Pay Kiosks dataset.

< ::contentReference[oaicite:1]{index=1} /div>

Water Bill Payment, Leak & Utility Help Toolkit

Use this free helper to find the official water bill portal, avoid unsafe payment pages, handle late bills, troubleshoot high usage, prepare start/stop service documents, and contact the utility office with the right details.

Find official payment pages safely
Prepare before late fees or shutoff
Check high bill and leak causes
Useful on every city water guide

Official Water Bill Portal Finder

Enter your city, state, and utility name. This tool creates safe search shortcuts for the official bill pay portal, customer service page, outage line, and start/stop service page.

Safety tip: Use the official city, county, or utility website when paying a water bill. Do not enter card or bank details on a page that only looks like a payment portal but does not clearly identify the official utility.

Safe Water Bill Payment Checklist

Before paying online, use this checklist to reduce the risk of wrong payment, duplicate payment, missed receipt, or third-party confusion.

Important: Some official utilities use third-party processors. That can be normal, but the payment processor should be linked from the official utility website and show clear fee/payment details.

Late Bill, Shutoff Notice & Reconnection Action Plan

Select your situation and get practical next steps. This helps users act quickly without guessing.

Do not wait: If you received a shutoff notice, online payment alone may not stop disconnection. Call the utility billing office and save your confirmation number.

High Water Bill & Leak Troubleshooter

A high bill can be caused by leaks, irrigation, estimated readings, seasonal use, or account/meter issues. Choose the closest problem below.

Quick leak test Turn off all water, then check whether the meter still moves.
Toilet check Put food coloring in tank. If color reaches bowl without flushing, there may be a leak.
Ask utility Request usage history, meter reread, leak adjustment policy, and payment arrangement options.

Start, Stop or Transfer Water Service Checklist

Moving in or out? Choose your situation and prepare the details most utilities commonly request.

Your preparation checklist

Move-out tip: Ask for a final meter read, final bill date, refund/deposit process, and confirmation number when stopping service.

Payment Assistance & Arrangement Finder

If you cannot pay the full water bill, this guide helps you decide what to ask before disconnection or extra fees.

Helpful document list: Keep your account number, photo ID, service address, bill copy, shutoff notice, income proof if needed, repair receipt if leak-related, and payment confirmation numbers.

Water Department Call Script Generator

Generate a clear call or email script before contacting the utility billing office.

Leave a Comment