Pay Your Chicago Water Bill, Set Up AutoPay, or Get Utility Billing Relief
City of Chicago water bills are handled through the Department of Finance utility billing system, not EPA WaterSense. This guide helps Chicago customers use the official online portal, phone payment line, AutoPay, SelectPay, payment plan tools, Utility Billing Relief, leak relief and EZ Pay kiosk options.
Use the correct City resources below before entering account, card or bank details. This is especially important if your bill is past due, your usage suddenly increased, you need relief, or your account may qualify for a payment plan.
Chicago Water Bill Quick Facts
Choose What You Need to Do
Chicago utility bills are not always water-only bills. They can include water, sewer, garbage, water-sewer tax, penalties, previous balances and special program adjustments. Choose the action that matches your situation.
How to Pay Your City of Chicago Utility Bill Online
The safest online route is the official City of Chicago Utility Billing online account management portal. It lets customers pay a utility bill and manage related account options such as paperless billing, AutoPay, SelectPay and payment plans.
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Open the official City utility billing login.
Use this official portal: City of Chicago utility billing login. -
Use your current bill details.
Have your utility account number, service address, customer information, current balance and due date ready. -
Check the account before paying.
Confirm that the property address, account number and total match your bill. If you recently bought the property or have not received a bill, do not guess. -
Choose payment or account action.
Pay the bill, enroll in paperless billing, set up AutoPay or SelectPay, or review payment plan options if needed. -
Save proof.
Keep the confirmation number, receipt email or screenshot until the payment appears on your utility account.
Chicago Utility Bill Payment Options
Use the payment option that fits your deadline. Online and phone payment are usually better for time-sensitive bills. Kiosks and in-person options are helpful when you need a receipt or want help with multiple City bills.
Payment option |
Official detail |
Best practical use |
|---|---|---|
Online account management |
Pay bill, paperless billing, AutoPay, SelectPay and payment plans. |
|
Automated phone payment |
Phone payment when you have the account number ready. |
|
Payment plan |
Portal, phone system or in-person option |
Past-due balances or accounts needing scheduled repayment. |
EZ Pay kiosk |
City EZ Pay kiosks accept utility bills |
Paying utility bills along with tickets or other City bills. |
Neighborhood payment location |
City payment plan page references neighborhood payment centers |
Customers who need in-person help or documentation. |
Mail payment |
Use the address and coupon printed on your official bill |
Non-urgent payments only. Avoid mail if the due date is close. |
AutoPay, SelectPay and Paperless Billing
The official City utility billing portal says customers can manage the account online, pay the bill, enroll in paperless billing, set up AutoPay or SelectPay, and set up a payment plan.
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Log in to the official account portal.
Open Chicago online account management. -
Review your account first.
Confirm account number, address, balance and billing status before setting automated payments. -
Choose AutoPay or SelectPay.
Use the option that fits your cash flow and payment preferences. -
Keep checking usage and charges.
AutoPay prevents missed payments, but it does not catch leaks or incorrect line items for you. -
Update bank/card details quickly.
If your payment source expires or changes, update it before the next bill cycle.
Chicago Utility Bill Payment Plan Help
If you cannot pay the full amount, do not wait until the account is deeper in collections. The City says customers may enter into a plan from the online payment portal, by using the automated phone system at 312-744-4426, or in person at neighborhood payment centers.
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Check your current balance.
Separate current water, sewer, garbage, penalties, previous balance and any tax/fee lines. -
Open the online portal or call the phone system.
Use the portal or call 312-744-4426. -
Ask what kind of plan is available.
Confirm down payment, monthly amount, due dates and what happens if a payment is missed. -
Ask if Utility Billing Relief is better.
If your household may qualify for UBR, compare it with a normal payment plan. -
Save the plan confirmation.
Keep the agreement details, payment dates, receipt numbers and any City communication.
Utility Billing Relief: Reduced Rates and Debt Forgiveness
Chicago Utility Billing Relief is one of the most important programs to mention because it can materially change what an eligible household owes. The official UBR site describes no penalties or debt collection on past-due City utility bill debt, a 50% rate reduction for water charges, sewer charges and water-sewer tax, and debt forgiveness for customers who complete the program successfully.
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Open the official UBR website.
Start here: City of Chicago Utility Billing Relief. -
Check eligibility before paying a large past-due amount.
UBR may be more helpful than a normal payment plan for qualifying low-income residents. -
Review program rules carefully.
Debt forgiveness depends on program completion and account status rules. -
Keep documents ready.
Prepare account number, property address, household information, income/benefit documentation if requested and any past-due notices. -
Re-check each year if needed.
The UBR FAQ says successful customers may be eligible for re-enrollment for another year of lower rates.
Chicago Leak Relief Program and High Outdoor/Underground Leak Bills
The official utility billing site includes a Leak Relief Program that helps with bills from eligible outdoor or underground leaks, reduces impacted bills to an average of usual usage and applies approved benefits to the utility account.
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Find and repair the leak first.
A relief request is stronger when you can show the leak was fixed. -
Collect proof.
Keep plumber invoices, repair receipts, photos, dates and usage history. -
Open the official Utility Billing Relief site.
Use utilitybill.chicago.gov and look for Leak Relief Program details. -
Check whether the leak type qualifies.
The program is described for eligible outdoor and underground leaks, so do not assume every indoor leak qualifies. -
Track the account after applying.
Keep paying required current amounts or following City instructions while the request is reviewed.
High Chicago Water Bill Checklist
Chicago utility bills can look high because they may include water, sewer, garbage, penalties, previous balances and water-sewer tax. Before disputing, separate each line item and compare actual water usage against past bills.
Have these details ready before contacting the City
- Account number and service address.
- Current bill and previous bill.
- Water usage or meter details if shown.
- Payment confirmation if you recently paid.
- Any plumber receipt or leak repair documentation.
- Notes about new tenants, vacancy, outdoor water use or unusual usage.
- Any UBR, leak relief or payment plan application confirmation.
Chicago Utility Bill Line Items: Water, Sewer, Garbage and Tax
The City utility bill is not always just a water bill. Many Chicago customers see several charges grouped together. That is why comparing your bill to another city’s “water-only” bill can be misleading.
Bill item |
What it usually means |
What to check |
|---|---|---|
Water |
Charge for water service or metered water usage. |
Usage, meter status, billing period and possible leak. |
Sewer |
Wastewater/sewer service charge often tied to water billing. |
Whether sewer rose because water usage rose. |
Water-sewer tax |
Tax connected to water and sewer charges. |
UBR may reduce the water-sewer tax for eligible customers. |
Garbage |
Garbage collection charge on the unified utility bill. |
Do not confuse this with water usage. |
Penalty / previous balance |
Late charges or unpaid amounts from earlier bills. |
Payment history, receipts and payment plan status. |
New Homeowner or Missing Chicago Utility Bill?
New Chicago homeowners sometimes worry when they do not receive a utility bill immediately after closing. The safest step is to get the correct account details from the City instead of waiting until a past-due balance appears.
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Check closing paperwork.
Look for water certification, final read, account number, seller credits and utility billing documents. -
Use the official City portal.
Try account setup only with the correct account details from the bill or City records. -
Call if you do not have an account number.
Use 312-744-4426 or official customer service instructions rather than guessing. -
Keep proof of ownership handy.
You may need property address, PIN, closing statement or owner details. -
Do not wait for multiple billing cycles.
If no bill arrives, follow up before charges accumulate.
Official Chicago Utility Billing Links
Use these official resources for payment, online account management, utility billing relief, leak relief, exemptions, rebates, EZ Pay kiosks and payment plans.
Pay your bill, enroll in paperless billing, set up AutoPay or SelectPay, and set up a payment plan.
Open utility loginOfficial City payment information for utility bills and payment plan access.
Open pay utility billOfficial Department of Finance utility billing section for billing services and programs.
Open utility billingReduced rates, no penalties or debt collection, leak relief and debt forgiveness information.
Open UBR siteStart the Utility Billing Relief eligibility and application path.
Check UBR eligibilityReview re-enrollment, debt forgiveness and program completion details.
Open UBR FAQOfficial water and sewer fee exemption and rebate program information.
Open exemptionsCity data map showing EZ Pay kiosk facilities that accept utility bill payments.
Open kiosk mapMap to a Chicago EZ Pay Kiosk Example
Chicago’s EZ Pay kiosk dataset shows kiosk facilities where users may pay City utility bills and other City bills. Always check the official kiosk map for the closest active location before visiting.
City of Chicago Water Bill FAQs
How do I pay my City of Chicago water bill online?
Use the official City of Chicago utility billing online account management portal. It lets customers pay bills, enroll in paperless billing, set up AutoPay or SelectPay and set up payment plans.
What is the City of Chicago water bill phone payment number?
The City payment information lists 312-744-4426, also written as 312-744-4H20, for automated phone payment.
Can I set up AutoPay for my Chicago utility bill?
Yes. The official online account management portal says customers can set up AutoPay or SelectPay.
Can I get a payment plan for a Chicago water bill?
Yes. The City says payment plans may be entered through the online payment portal, automated phone system at 312-744-4426, or in person at neighborhood payment centers.
What is Chicago Utility Billing Relief?
Utility Billing Relief is a City program for qualifying low-income residents that can reduce water, sewer and water-sewer tax rates by 50%, stop penalties or debt collection on past-due utility bill debt, and provide debt forgiveness after successful completion.
Does Chicago have leak relief for water bills?
Yes. The official Utility Billing Relief site includes a Leak Relief Program for eligible outdoor and underground leaks, with approved benefits applied to the utility account.
Can I pay Chicago utility bills at an EZ Pay kiosk?
Yes. Chicago EZ Pay kiosks accept utility bill payments along with some other City payments such as parking tickets and administrative hearing judgments.
Why is my Chicago utility bill high?
A high bill may include water usage, sewer charges, garbage fees, water-sewer tax, penalties, previous balances or leak-related usage. Separate each line item before assuming the water usage is wrong.
Is EPA WaterSense the Chicago water bill payment portal?
No. EPA WaterSense is a water efficiency program, not the City of Chicago utility bill payment portal. Use official City of Chicago utility billing links.
What should a new homeowner do if no Chicago utility bill arrived?
Review closing documents, look for account information, then contact the City or use official utility billing resources. Do not wait for several billing cycles if no bill arrives.
Are water and sewer fee exemptions available in Chicago?
The City Department of Finance administers water and sewer fee exemption and rebate programs. Check the official Utility Charge Exemptions & Rebates page to see whether your household or organization may qualify.
Is WaterBillGuide.us the official City of Chicago utility billing website?
No. WaterBillGuide.us is an independent informational guide. It does not process payments, access City accounts, approve Utility Billing Relief, set payment plans or represent the City of Chicago.
Best Next Step for Chicago Utility Billing Customers
If your bill is normal, use the official utility billing portal or the 312-744-4426 phone payment system and save confirmation. If the account is past due, you had a leak, or you may qualify for relief, check Utility Billing Relief and payment plan options before paying through the wrong path.
Editorial Review and Disclaimer
This replacement article was rewritten specifically for City of Chicago utility billing customers. It removes the incorrect EPA WaterSense payment link and wrong phone guidance, then replaces them with official City utility billing, online account management, phone payment, Utility Billing Relief, leak relief, payment plan and EZ Pay kiosk resources.
WaterBillGuide.us is not the City of Chicago, the Department of Finance or the Department of Water Management. We do not process payments, access accounts, approve relief, set payment plans, waive penalties or make billing decisions. For account-specific help, use official City resources.
Official resources checked include City of Chicago Utility Billing & Customer Service, Pay Utility Bill, Online Account Management, Utility Billing Relief, UBR FAQ, Utility Charge Exemptions & Rebates and the City EZ Pay Kiosks dataset.

Editorial Team
WaterBillGuide.us
The content on WaterBillGuide.us is researched and prepared by our editorial team. Our writers and researchers review publicly available information from official utility websites and service portals to create clear, step-by-step informational guides.
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