Nashville Water Utility 2026: Bill Pay, Login & Phone

Metro Water Services • Nashville / Davidson County • online bill pay • guest pay • 24/7 emergency

Nashville Water Utility Help Desk for Bills, Login, Service and Water Problems

Use this guide to pay a Metro Water Services bill, log in to online bill pay, use Guest Pay, call the correct phone number, start, transfer or terminate service, understand 2026 water, sewer and stormwater charges, handle late payment, check leak adjustment options, and report water, sewer, drainage or water-quality emergencies.

Start Here: Pick the Exact Nashville Water Task

Customer Service615-862-4600
LobbyTue & Thu 8-4
Office1700 3rd Ave N
Emergency24/7 same number
Searcher intent
Best official route
Have ready
Do not miss
Pay online with full login
MWS Online Bill Pay → Premium Access.
User name, password, latest bill, account number, mailing ZIP, last 4 SSN/TIN if registering.
Premium Access supports e-bills, service requests, recurring payments and account-profile management.
Pay without registering
Valid MWS account number and payment method.
Guest Pay accepts e-check, credit and debit card payment to a valid account number.
Pay by phone
615-862-4600, automated services.
Account number and Visa or MasterCard.
Automated phone services are available 24/7 for bill pay, account information, hours and payment locations.
Pay by mail
Metro Water Services, P.O. Box 305225, Nashville, TN 37230-5225.
Bill stub, check or money order.
Mail is not the best choice when close to late-payment or disconnection timing.
Pay at kiosk
Customer Care Center, 1700 Third Avenue North.
Account number and cash, check or major credit card.
Metro says three kiosks are located at Customer Care Center and one is available 24/7.
Start or transfer service
Service address, date, contact details and fee.
Residential same-day start/transfer is $35; any later day is $25.
Terminate service
Call Customer Services Center the day before service should discontinue.
Account number, stop date, forwarding address.
Get and keep the confirmation number until the final bill is received.
Emergency leak, sewer, flooding or outage
615-862-4600, 24/7 emergency service.
Exact address, cross street, issue type, safety risk, photos only if safe.
Call for overflowing sewer, street/meter-box leak, broken water line, flooding, drainage emergency or urgent water-quality concern.

Bill-line warning: Metro Water bills are not always water-only. Your monthly statement can include water, wastewater/sewerage and stormwater. Davidson County residents also see stormwater user fees based on impervious surface area.

Official Metro Water Services Contact Box

☎️

Customer Service / Billing

Phone: 615-862-4600

General phone hours: Monday-Friday, 8:00 AM-5:00 PM.

Use for: account balance, payment, registration, late notice, start/transfer/terminate, leak investigation, meter reread, meter test and billing questions.

🏢

Customer Service Building

Metro Water Services
1700 3rd Ave N
Nashville, TN 37208

Lobby notice: MWS online portal notes the Customer Service Lobby is open Tuesdays and Thursdays, 8:00 AM-4:00 PM.

🚨

24/7 Emergency

Emergency service / report leak:
615-862-4600

Emergency email shown in portal:
MWSdispatchers@nashville.gov

For active flooding, sewer overflow or broken water line, call first.

Scam / employee check: Metro Water says staff carry ID and usually will not show up at your home without prior notification. Call 615-862-4600 to verify an employee and the work type before giving access.

Pay Bill and Login: MWS Online Bill Pay

Premium Access

Create a user name for full account tools, e-bill registration, service requests, recurring payments and profile management.

Standard Access

Limited account balance, payment, billing history and usage history without full registration.

Guest Pay

Pay any valid MWS account by entering the account number. No registration required.

Landlord Access

Limited access for a landlord’s multiple properties, including account number, service address, balance and payment links.

Payment / login route
Official detail
Best for
Practical warning
Premium Access login
View/pay bills, see Smart Meter usage data, review transaction and payment history, analyze/download water and sewer usage, add multiple accounts and report/view water outages.
Homeowners, property managers, multi-account users and high-bill research.
Have latest bill ready before registration.
Guest Pay
E-check, credit and debit payments can be made to a valid MWS account number.
One-time payment or someone paying for another customer.
Save confirmation number because Guest Pay does not create a full profile.
Card payment
Portal notice lists card service fee of 2.8% with $1.95 minimum.
Fast card payment.
Check the payment screen for the fee before submitting.
E-check / EFT
Portal notice says no fee for check/EFT, but a $30 returned payment fee applies for returned EFT/checks.
Lower-fee online payment.
Use confirmed bank information; returned payments can create late/disconnect risk.
AutoPay / recurring payments
Online features include scheduled payments, recurring payment plans and auto pay with e-check or credit card.
Customers who want automatic monthly payment.
Confirm payment method after card replacement or bank change.
Digital wallets / Pay by text
Payment-method page lists Apple Pay, Google Pay, Venmo, PayPal, text alerts and pay by text.
Mobile-first users.
Only enroll through official MWS online bill pay.
Bank draft
Bank draft charges the account 15 days from the billing date.
Customers who want ACH-style automatic payment.
Requires bank/financial institution with Automated Clearing House service.
Kiosks
Three kiosks at Customer Care Center; one available 24/7; cash, checks and major credit cards accepted.
Cash users or after-hours payment.
Keep receipt and call if service is close to disconnection.
Payment posting script: “My MWS account number is [account number] for [service address]. I paid [$amount] by [Guest Pay/login/phone/kiosk/bank draft/mail] on [date/time]. Confirmation number is [number]. Can you confirm whether it posted and whether any late charge, returned-payment fee, reconnect fee or disconnection risk remains?”

Request, Transfer or Terminate Nashville Water Service

Start service

  • Call 615-862-4600 or use the official Request, Transfer or Terminate Service page.
  • Prepare service address, requested date, contact details and billing information.
  • Residential same-day start is $35.
  • Residential start for any day after same day is $25.
  • Commercial accounts may need deposit, bond, certificate of deposit or letter of credit.

Transfer service

  • Use the same 615-862-4600 route.
  • Residential transfer fee is $35 for guaranteed same day or $25 for any later day.
  • Give old address, new address and requested transfer date.
  • Ask whether both locations will be active during overlap.
  • Keep confirmation until the first bill at the new address looks correct.

Terminate service

  • Call Customer Services Center the day before service should be discontinued.
  • Provide account number, final service date and forwarding address.
  • Ask how the final bill will be sent.
  • Write down the confirmation number.
  • Keep confirmation until the final bill is received and resolved.

Private plumbing responsibility: Metro’s terms say customers must keep plumbing on their property in good operating condition and free from leaks. The bill is generally based on water consumption registered by the meter, except where a specific Metro policy or code-based adjustment applies.

Late Payment, Returned Payment, Reconnect Fee and Disconnection Risk

20-day posting rule

Payment must be posted within 20 days of the bill date to avoid late-payment charge.

Late charge

Late payment charge is the greater of $2.50 or 5% of the current net bill.

Disconnection risk

Accounts overdue for more than 20 days are subject to disconnection.

Reconnect fee

2026 rate table lists reconnect for non-payment at $60.

Situation
Official clue
Best action
Bill date is recent
Payment should post within 20 days of bill date to avoid late charge.
Use online, phone, bank draft or kiosk if timing matters.
Late charge appears
Late charge is greater of $2.50 or 5% of current net bill.
Pay updated total, not the old original amount.
Overdue more than 20 days
Account is subject to disconnection.
Call 615-862-4600 before paying if service is at risk.
Returned EFT/check
Portal notice lists $30 returned-payment fee for returned checks/EFT.
Use confirmed funds and verify posting.
Non-payment reconnect
2026 fee table lists $60 reconnect for non-payment.
Ask for exact balance including reconnect, not only account balance.
Broken lock
2026 fee table lists broken lock fee at $95.
Never remove or tamper with meter/lock equipment.
Meter inaccessible
Trip for inaccessible meter is listed at $50.
Keep meter box accessible for reads, leak checks and service work.
Need more time due to benefit date
Deferred Due Date Program may help qualifying residential/not-for-profit customers receiving certain benefits.
Ask Customer Service if you qualify before the bill becomes delinquent.
Late-bill script: “My MWS account is [number]. My bill date is [date], and I can pay [$amount] on [date]. What exact amount is required today to avoid disconnection, and do I qualify for a deferred due date, leak adjustment review or payment support?”

2026 Nashville Water, Sewer and Stormwater Rate Clues

Metro’s 2026 rates include fixed charges by meter size, volumetric charges by CCF, infrastructure replacement fees, water sales tax and stormwater fees. One CCF equals 100 cubic feet, or 748 gallons. The first 2 CCF, equal to 1,496 gallons, are included in the fixed charge.

5/8-inch fixed charge

2026 fixed charge: water $6.12 and sewer $9.78.

Residential water tiers

3-6 CCF: $4.20; 7-10 CCF: $5.05; 11+ CCF: $6.31.

Residential sewer

2026 residential sewer volumetric rate is $7.02 per CCF after included volume.

Stormwater

Residential stormwater ranges from $0 to $11 by impervious square footage, with condos at $3 per unit.

2026 rate / fee item
Amount / rule
What it means
Residential water, 3-6 CCF
$4.20 per CCF
First residential usage tier after first 2 CCF included in fixed charge.
Residential water, 7-10 CCF
$5.05 per CCF
Middle residential tier; outdoor use can push customers here.
Residential water, 11+ CCF
$6.31 per CCF
Highest residential tier listed; check irrigation/leaks if reached unexpectedly.
Residential sewer volume
$7.02 per CCF
Sewer can significantly affect high-bill months.
Non-residential water
$3.31 per CCF
All non-residential water usage tier shown.
Non-residential sewer
$7.02 per CCF
All non-residential sewer usage tier shown.
Water sales tax
9.25%
State-required sales tax assessed to all water sales.
Water infrastructure replacement fee
10% of water service charges
Dedicated funding for replacement of aging infrastructure.
Sewer infrastructure replacement fee
10% of sewer service charges
Dedicated sewer infrastructure funding.
Residential stormwater <400 sq ft
$0.00
Lowest impervious-surface category.
Residential stormwater 400-2,000 sq ft
$1.50
Lower residential stormwater tier.
Residential stormwater 2,001-6,000 sq ft
$6.00
Common residential stormwater tier.
Residential stormwater >6,000 sq ft
$11.00
Higher impervious-surface tier.
Condominium stormwater
$3.00 per unit
Residential condominium stormwater line.

Seasonal sewer tip: residential customers receive seasonal sewer billing / sprinkler adjustments from April through November. Metro’s assistance page says the winter quarter average for January, February and March plus 30% becomes the maximum sewer charge billed during that period.

High Bill, Leak Investigation, Meter Verification and Sprinkler Credit

Leak investigation

MWS lists plumbing leak investigation as a service available by calling 615-862-4600.

Meter reread

MWS lists meter reading verification and meter tests / exchanges among customer services.

Concealed leak

After a concealed leak is repaired, customers may provide type/date of repair and request review.

Sprinkler credit

Residential sewer charges are automatically adjusted April-November for water not expected to enter sewer.

High-bill clue
What to check
Next action
Water usage increased
Compare current CCF to prior bills and check if usage moved into 7-10 or 11+ CCF tier.
Look for irrigation, guests, toilets, hose bibs, crawlspace leaks and water heater discharge.
Summer bill spike
Portal notice warns customers may see higher bills with increased summer water use and tiered structure.
Check outdoor watering schedule and sprinkler heads.
Sewer seems high in warm months
Residential sprinkler credit applies automatically April-November.
Ask MWS how winter quarter average and sprinkler credit were calculated.
Meter reading looks wrong
MWS provides meter reread / verification and meter testing / exchange.
Call 615-862-4600 with account number and read-date concern.
Possible private leak
Metro terms require customers to maintain plumbing free from leaks.
Repair quickly, save receipt and record repair type/date.
Concealed leak repaired
Assistance page says you may be eligible for adjustment under MWS policy.
Email repair type/date and account number to the listed MWS email or call 615-862-4600.
Bill due before adjustment
Metro says if the account is due before adjustment, pay in full to avoid late charges.
Pay or arrange service before waiting for review.
Private sewer lateral issue
Sewer Service Line Assistance may help within public right-of-way/easement after plumber work and required release steps.
Read sewer line brochure and call 615-862-4600.
High-bill script: “My MWS account is [number]. Usage changed from [old CCF] to [new CCF]. I checked toilets, irrigation, hose bibs, water heater, crawlspace, meter access and sewer/sprinkler-credit timing. Can you help with leak investigation, meter reread, meter test or concealed-leak adjustment review?”

24/7 Emergency: Leak, Broken Water Line, Sewer Overflow, Flooding or Drainage

Main emergency number

Call 615-862-4600 for emergency service 24 hours a day, 7 days a week.

Stormwater maintenance

Call 615-862-4600 option 4 for drainage concerns, follow-ups and stormwater questions.

Stormwater pollution

Call 615-313-PURE or 615-880-2420 Monday-Friday, 7:00 AM-3:30 PM; after hours call 615-862-4600 option 3 and mention Stormwater / Water Quality.

Emergency / field issue
Use this route
What to say
Overflowing sewer
Call 615-862-4600 emergency service.
Give exact address, whether sewage is inside/outside, and whether it is active.
Leak in street or meter box
Call 615-862-4600 emergency service.
Say whether water is in street, yard, meter box, sidewalk or near a hydrant.
Broken water line in street or yard
Call 615-862-4600 emergency service.
Give cross street, water flow direction and safety hazard.
Water outage
Check MWS outage map, then call if not shown or if urgent.
Report address, no-water/low-pressure status and neighbors affected.
Urgent water-quality concern
Call 615-862-4600.
Describe color, odor, taste, all taps vs one tap, start time and nearby work.
Emergency drainage/flooding
Call 615-862-4600 emergency service or stormwater option.
Explain whether water threatens a structure, roadway or public safety.
Illegal dumping into storm drain
Call 615-313-PURE / 615-880-2420 during listed hours, or after-hours 615-862-4600 option 3.
Give location, material, time seen and whether it reached creek/stream/storm drain.

Water Quality, Cumberland River Treatment, Lead and Service-Line Inventory

Two treatment plants

Metro Water Services operates K.R. Harrington and Omohundro water treatment plants.

System scale

MWS delivers about 109 million gallons of water per day through more than 3,000 miles of water main.

CCR report

The Consumer Confidence Report explains annual drinking-water quality and how MWS meets health standards.

Water-quality topic
What users should know
Best action
Annual water quality report
MWS points customers to the Consumer Confidence Report at ccr.nashville.gov.
Read the current CCR before quoting contaminant results.
Water treatment
K.R. Harrington and Omohundro plants serve the Nashville area.
Use MWS Water Quality Report and About pages for current plant/system facts.
Service area
MWS provides water to Nashville/Davidson County and portions of surrounding counties; stormwater service is for Nashville/Davidson County.
Confirm provider if your address is near MSUD, HVUD or another district boundary.
Lead prevention
MWS says it prevents metals from leaching, informs the community with service-line inventory and notifications, samples extensively and plans service-line replacement where needed.
Use the lead information page and service-line inventory tools.
Lead information hotlines
MWS lead page lists National Lead Information Center and EPA Safe Drinking Water Hotline.
Use official hotlines for health-focused lead questions.
Urgent quality concern
Request Emergency Service page includes urgent water-quality questions under emergency service.
Call 615-862-4600 if water looks unsafe or changes suddenly.
Outage / main break
Outage map shows active water-main breaks, investigations and repairs within the MWS service area.
Check map before calling, then call if your outage is not shown.

Nashville MWS, MSUD, HVUD, NES or Another Provider?

Provider check before paying: this guide is for Metro Water Services. The MWS outage map note says it does not include Madison Suburban Utility District or Harpeth Valley Utilities District service areas. Electric service is Nashville Electric Service, not MWS.

Bill/provider clue
Why it matters
What to do
Bill says Metro Water Services
Use mwsonline.nashville.gov and 615-862-4600.
Proceed with this guide.
Madison Suburban Utility District
Separate utility; MWS outage map does not include MSUD.
Use MSUD contact and payment routes, not MWS.
Harpeth Valley Utilities District
Separate utility; MWS outage map does not include HVUD.
Use HVUD contact and payment routes, not MWS.
Nashville Electric Service
Electric account is separate from water/sewer/stormwater.
Use NES for power bill/outage.
Apartment utility billing
Tenant may be billed by landlord or third-party billing company, not directly by MWS.
Ask for actual utility bill support, billing period and allocation method.
Third-party payment page
May delay posting or add unnecessary fees.
Use MWS online bill pay, phone, kiosk, bank draft or mail address from official MWS page.

Before You Call 615-862-4600: Prepare These Details

Call reason
Prepare first
Ask this exact question
Payment not showing
Account number, amount, method, date/time and confirmation number.
“Has this payment posted, and is there still any late charge or disconnection risk?”
Online login or registration
Latest bill, account number, mailing ZIP, last 4 SSN/TIN, email, error message.
“Can you verify what I need to register or recover my online account?”
Start service
Service address, date needed, residential/commercial status and fee question.
“Is same-day service available, and is the fee $35 or $25 for a later date?”
Transfer service
Old address, new address, transfer date and billing overlap question.
“Can you confirm the transfer date and confirmation number?”
Terminate service
Account number, stop date, forwarding address.
“What is my confirmation number, and when should I expect the final bill?”
High bill
Current/prior bills, CCF, meter access, leak repair notes, sprinkler use.
“Can MWS perform leak investigation, meter reread or meter test?”
Concealed leak adjustment
Repair date, repair type, plumber receipt/photos, account number.
“Does this repair qualify for concealed leak adjustment review, and should I pay while it is pending?”
Emergency leak/sewer/drainage
Exact address, cross street, active issue, safety risk.
“Can this be dispatched as emergency service now?”

Metro Water Services Map, Payment Address and Contact Routes

Place / route
Address / phone
Use for
Metro Water Services Customer Service Building
1700 3rd Ave N, Nashville, TN 37208
615-862-4600
Billing, account, kiosk, service requests, payments, leak/meter service and customer help.
Payment mailing address
Metro Water Services, P.O. Box 305225, Nashville, TN 37230-5225
Mail check/money order with bill stub.
Online bill pay
mwsonline.nashville.gov/app
Premium Access login, Standard Access, Landlord Access and online account tools.
Guest Pay
mwsonline.nashville.gov/app/capricorn?para=quickPay
Pay with account number and no registration.
Phone payment / automated service
615-862-4600
Pay by phone, account info, hours and payment locations.
24/7 emergency
615-862-4600
Overflowing sewer, street/meter-box leak, broken water line, flooding, drainage emergency, urgent water-quality/repair question.
Stormwater pollution
615-313-PURE or 615-880-2420 during listed weekday hours
Illegal dumping, wastewater discharge into storm drain, creek/stream pollution complaint.
hubNashville / Metro routing
Dial 311 or 615-862-5000
General Metro service contact if the issue is not direct MWS billing/emergency service.

Nashville Water Utility FAQ

How do I pay my Nashville water bill online?

Use the official Metro Water Services online bill pay portal at mwsonline.nashville.gov. You can create Premium Access for full account tools, use Standard Access for limited balance/payment history, use Guest Pay with only a valid MWS account number, or use Landlord Access for multiple properties.

What is the Nashville Metro Water Services phone number?

Call Metro Water Services at 615-862-4600. The same number is used for customer service, automated phone payment and 24/7 emergency service for water, sewer, drainage and urgent water-quality issues.

Where is the Metro Water Services Customer Service Building?

The Customer Service Building is at 1700 3rd Ave N, Nashville, TN 37208. The online portal notice says the Customer Service Lobby is open Tuesdays and Thursdays from 8:00 AM to 4:00 PM.

Where do I mail a Nashville water payment?

Mail payments to Metro Water Services, P.O. Box 305225, Nashville, TN 37230-5225. Include your bill stub and allow enough mailing time before the due date.

What fees apply to Nashville online water payments?

The MWS portal notice lists a card service fee of 2.8% with a $1.95 minimum. E-check / EFT payments have no fee, but returned EFT/check payments have a $30 returned-payment fee.

How do I start or transfer Metro Water service?

Call 615-862-4600 or use the official Request, Transfer or Terminate Service page. Residential customers pay $35 for guaranteed same-day service or $25 for any later day. Transfers use the same $35 same-day / $25 later-day fee structure.

How do I terminate Nashville water service?

Call the Customer Services Center the day before service should be discontinued. Ask for a confirmation number and keep it until the final bill is received.

What happens if my Metro Water bill is late?

Payment must be posted within 20 days of the bill date to avoid a late payment charge. The late charge is the greater of $2.50 or 5% of the current net bill, and accounts overdue for more than 20 days are subject to disconnection.

Does Metro Water offer leak adjustments?

Metro says customers concerned about leaks can call 615-862-4600 for field help. If a concealed leak occurred and was repaired, the customer may be eligible for adjustment under MWS policy; provide repair type/date and account number, and pay any due amount while review is pending to avoid late charges.

Who do I call for a Nashville water emergency?

Call 615-862-4600 for emergency service 24 hours a day, 7 days a week. Use it for overflowing sewer, leaks in the street or meter box, broken water lines, flooding, emergency drainage concerns, urgent repair questions and urgent water-quality concerns.

30-Second Nashville Water Utility Checklist

Pay online: mwsonline.nashville.gov → Premium Access, Standard Access, Guest Pay or Landlord Access → account number → payment → save confirmation.

Call: 615-862-4600 for billing, phone payment, start/transfer/terminate and 24/7 emergency service.

Visit: Metro Water Services Customer Service Building, 1700 3rd Ave N, Nashville, TN 37208. Portal notice lists lobby open Tuesdays and Thursdays, 8 AM-4 PM.

Mail: Metro Water Services, P.O. Box 305225, Nashville, TN 37230-5225.

Start/transfer: $35 same day or $25 for any later day for residential customers.

Late bill: payment must post within 20 days of bill date; late charge is greater of $2.50 or 5%.

Emergency: call 615-862-4600 for overflowing sewer, meter-box/street leak, broken water line, flooding, drainage emergency or urgent water-quality concern.

Water Bill Payment, Leak & Utility Help Toolkit

Use this free helper to find the official water bill portal, avoid unsafe payment pages, handle late bills, troubleshoot high usage, prepare start/stop service documents, and contact the utility office with the right details.

Find official payment pages safely
Prepare before late fees or shutoff
Check high bill and leak causes
Useful on every city water guide

Official Water Bill Portal Finder

Enter your city, state, and utility name. This tool creates safe search shortcuts for the official bill pay portal, customer service page, outage line, and start/stop service page.

Safety tip: Use the official city, county, or utility website when paying a water bill. Do not enter card or bank details on a page that only looks like a payment portal but does not clearly identify the official utility.

Safe Water Bill Payment Checklist

Before paying online, use this checklist to reduce the risk of wrong payment, duplicate payment, missed receipt, or third-party confusion.

Important: Some official utilities use third-party processors. That can be normal, but the payment processor should be linked from the official utility website and show clear fee/payment details.

Late Bill, Shutoff Notice & Reconnection Action Plan

Select your situation and get practical next steps. This helps users act quickly without guessing.

Do not wait: If you received a shutoff notice, online payment alone may not stop disconnection. Call the utility billing office and save your confirmation number.

High Water Bill & Leak Troubleshooter

A high bill can be caused by leaks, irrigation, estimated readings, seasonal use, or account/meter issues. Choose the closest problem below.

Quick leak test Turn off all water, then check whether the meter still moves.
Toilet check Put food coloring in tank. If color reaches bowl without flushing, there may be a leak.
Ask utility Request usage history, meter reread, leak adjustment policy, and payment arrangement options.

Start, Stop or Transfer Water Service Checklist

Moving in or out? Choose your situation and prepare the details most utilities commonly request.

Your preparation checklist

Move-out tip: Ask for a final meter read, final bill date, refund/deposit process, and confirmation number when stopping service.

Payment Assistance & Arrangement Finder

If you cannot pay the full water bill, this guide helps you decide what to ask before disconnection or extra fees.

Helpful document list: Keep your account number, photo ID, service address, bill copy, shutoff notice, income proof if needed, repair receipt if leak-related, and payment confirmation numbers.

Water Department Call Script Generator

Generate a clear call or email script before contacting the utility billing office.

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