Palm Coast Water Utility Help: Pay, Log In, Call, Start Service or Fix a High Bill
Use this guide for City of Palm Coast utility customers who need the official bill-pay login, phone payment, Customer Service number, City Hall address, AutoPay, eBill, start/cancel/transfer service, payment arrangement, disconnection help, leak credit, pool credit, PEP alarm support, boil-water notices, watering restrictions and water quality reports.
The City utility account can involve water, sewer, reclaimed water and related billing services. For the smoothest payment or case request, keep your full utility account number, service address, bill copy and payment confirmation ready.
Quick Answer: Palm Coast Water Utility Contacts
Need |
Use this official route |
Have ready |
Do not miss |
|---|---|---|---|
Pay online / login |
Full account number, bill amount, email, bank/card details. |
Portal can store checking/card wallet, send bill-ready email/text notices and make one-time payments. |
|
Quick one-time payment |
Full account number. |
No registration is required for one-time payment, but save the confirmation number. |
|
Phone payment |
386-986-2360, automated system available 24/7. |
Full account number and payment method. |
Phone payment accepts bank account, credit card or debit card; same Customer Service number also reaches live help during business hours. |
Billing question / high bill / payment arrangement |
Full address, account number, bill PDF, usage notes, payment proof. |
Utility Billing cases say to include service address or account number; cases receive a response within one business day. |
|
Mail payment |
City of Palm Coast, 160 Lake Avenue, Palm Coast, FL 32164. |
Check or money order payable to City of Palm Coast, account number on payment. |
Do not use mail for urgent shutoff or reconnection timing. |
In person / drop box |
City Hall, 160 Lake Avenue, Palm Coast, FL 32164. |
Bill, account number, payment method, ID if changing account. |
Secure drop box is at the front entrance; drop-box payments post next business day. |
Disconnection warning: Palm Coast Connect says customers scheduled for disconnection receive a notification one week before cutoff. Disconnections have a $50 disconnection fee and a $50 reconnection fee. Same-day reconnections are available until 4:00 PM; requests after 4:00 PM are processed the following business day.
Official Palm Coast Utility Info Box
Customer Service / Utility Billing
Address:
City of Palm Coast
160 Lake Avenue
Palm Coast, FL 32164
Phone: 386-986-2360
Email: customer-service@palmcoastgov.com
Hours: Monday-Friday, 8:00 AM-5:00 PM.
Utility Department scope
Palm Coast Utilities provides drinking water, wastewater treatment and reclaimed water. The Utility Department also connects customers to bill pay, water quality, reporting concerns, projects and utility rates.
System scale
The Water Distribution Division maintains about 675 miles of water transmission lines and performs work orders, meter testing, final inspections, meter reading and backflow-prevention work.
The Meter Reading group reads, records and reports more than 55,000 meters on average each month.
Route |
Official detail |
Use for |
Before contacting |
|---|---|---|---|
Customer Service main line |
386-986-2360; customer-service@palmcoastgov.com. |
Billing, payment, AutoPay, account status, service questions, leaks, no water/low pressure routing, PEP alarm routing. |
Have account number, address and a copy of the bill. |
Paymentus portal |
Online account wallet, eBill, AutoPay, notices and bill history. |
Full account number required. |
|
Palm Coast Connect |
Billing question, payment arrangement, leak, no water/low pressure, sewer backup, PEP alarm, PLAN donation or assistance routing. |
Sign in to track cases from start to completion. |
|
New service application |
Request new service, turn off service or apply for 72-hour inspection. |
You must create an account or sign in before applying online. |
|
City Hall |
160 Lake Avenue, Palm Coast, FL 32164. |
In-person payments, mailed payments, drop-box payment, customer-service routing. |
Open Monday-Friday 8 AM-5 PM; drop-box payments post next business day. |
Water quality / boil notices |
Water Quality and Safety page, Annual Water Reports, and Precautionary Boil Water Notices page. |
Drinking-water report, DEP testing dashboard, current notices, low pressure and boil instructions. |
For active water quality or pressure issue, call or create a case immediately. |
Pay or Log In: Exact Palm Coast Utility Bill Steps
Find your full utility account number
The City repeatedly notes that your full account number is needed for online, bank bill pay, AutoPay and one-time payment. Use the number from your current bill instead of guessing from the service address.
Choose one-time payment or portal login
Use the one-time Paymentus route if you only need to pay quickly. Use the customer portal if you want to store a payment method, receive email/text bill notices, view account history, enroll in eBill or manage AutoPay.
Check the fee before final submit
Online utility bill fees are listed as $1.95 per credit/debit/digital wallet transaction and $0.43 per ACH/eCheck transaction. AutoPay by checking account has no processing fee, while AutoPay by credit card has a $1.95 monthly draft fee.
Use bank bill pay carefully
If paying through your bank, provide the full account number and the mailing address City Hall, 160 Lake Avenue, Palm Coast, FL 32164. Bank bill pay may mail a paper check, so avoid it for urgent disconnection deadlines.
Save confirmation and call if timing matters
Save the confirmation number, payment date/time, amount, payment method and account number. If you are on the disconnection list or need same-day reconnection, call 386-986-2360 before assuming payment alone solved the issue.
Payment route |
Official detail |
Best for |
Watch out |
|---|---|---|---|
Paymentus customer portal |
Pay online, store wallet, make one-time payments, get bill-ready email/text notices. |
Use full account number and verify balance before submitting. |
|
One-time Paymentus payment |
Quick payment without registration. |
All you need is your full account number, but save receipt proof. |
|
AutoPay |
Automatic monthly payment. |
Account must have zero balance; AutoPay begins with the next billing cycle. |
|
Phone automated system |
Call 386-986-2360, available 24/7 for automated pay. |
Pay by bank account, credit card or debit card without using a browser. |
Checking account fee is $0.43 per transaction; credit/debit fee is $1.95 per transaction. |
In person |
City Hall, 160 Lake Avenue, Monday-Friday 8 AM-5 PM. |
Cash/check/money order/card payment, complex account question, urgent issue. |
In-person utility credit/debit card payments have a 3.5% processing fee with $2.50 minimum. |
Drop box |
Secure front-entrance drop box at City Hall. |
After-hours check or money-order payment. |
Payments placed in the drop box post the next business day. |
Mail |
City of Palm Coast, 160 Lake Avenue, Palm Coast, FL 32164. |
Routine check or money-order payment. |
Write account number on payment and allow mail time. |
Bank bill pay |
Use full account number and City Hall mailing address. |
No City service fee when initiated through your bank. |
Bank may mail a check, so confirm timing if due date is near. |
Official payment links:
Late Account, Disconnection, Reconnection and Payment Arrangement Help
Disconnection notice
Palm Coast Connect says residents scheduled for disconnection due to non-payment receive a notification one week before the scheduled cutoff. Keep your phone number current on the account.
$50 + $50 fees
All disconnections incur a $50 disconnection fee and a $50 reconnection fee. Same-day reconnection is available until 4:00 PM; after 4:00 PM, requests are processed the next business day.
Payment arrangements
Payment arrangements allow balances to be paid through monthly installments, but approval must be requested through a Palm Coast Connect case. If service is already disconnected, a partial payment is required before the arrangement can begin.
Situation |
Best action |
Ask this exact question |
Prepare |
|---|---|---|---|
Bill due soon |
Pay through portal, phone, bank, mail, drop box or in person. |
“What is my exact balance and due date?” |
Full account number and bill copy. |
Received cutoff notice |
Call or create a disconnection question case immediately. |
“What payment route posts fast enough to prevent cutoff?” |
Notice, account number, amount available now, phone number update. |
Already disconnected |
Ask Customer Service what partial payment, fees and reconnection timing apply. |
“What must I pay before a payment arrangement can begin and service can be restored?” |
Account number, address, payment method, confirmation proof. |
Need payment plan |
Submit a Palm Coast Connect Payment Arrangement Request. |
“Can this balance be paid in monthly installments, and what date is each payment due?” |
Balance, proposed payment dates, hardship details. |
Missed payment arrangement |
Call Customer Service before the next due date. |
“Does a missed payment prevent additional agreements?” |
Prior agreement, payment proof and reason for missed payment. |
Need utility-bill help |
Check Palm Coast Cares, Flagler County Social Services and 2-1-1 resources. |
“Which assistance resource should I contact for my utility bill?” |
Utility bill, ID, household income and shutoff notice if any. |
Official help links:
Start, Cancel, Transfer Service or Request a 72-Hour Inspection
Start new service
- Use the New Service Application page.
- Create a Palm Coast account or sign in before applying.
- Prepare service address and requested start date.
- Prepare owner/tenant contact details.
- Ask whether water, sewer and trash apply to your address.
- Keep the case/application confirmation.
Cancel or transfer service
- Use the same New Service Application path for turn-off or transfer needs.
- Provide old and new service addresses if moving within Palm Coast.
- Confirm final bill and forwarding address.
- Ask how deposit will be applied to final bill.
- Do not rely only on a landlord or buyer/seller handoff.
- Check portal after the change posts.
Deposit return
- Deposits are held on file for 23 months.
- Good payment history means no late fees within the last two years.
- Eligible customers can request the deposit returned or applied to the utility bill.
- If moving out, remaining deposit applies automatically to the final bill.
- If a credit remains, a check is mailed.
- Submit the request through Palm Coast Connect.
Move timing tip: because online service requests require sign-in and City review, submit before move day. If you are closing on a home, save your application confirmation, final bill details and any deposit/refund notes.
Official service links:
High Palm Coast Water Bill: Leak, Irrigation, Sewer Cap and Credit Checklist
Usage review
Palm Coast Connect recommends reviewing monthly water usage and logging into the customer portal to view PDFs of each bill when a bill is higher than expected.
Leak credit threshold
The City’s leak-credit application says partial credits are only given if high consumption is four times higher than your average and eligibility is determined after City review.
One credit every 2 years
The City notes that customers are only eligible for one leak/pool credit every two years.
Sewer cap change
As of April 1, 2025, the prior sewer billing cap at 8,000 gallons was removed, so water passing through the main meter can be subject to sewer charges.
Check |
What to look for |
Proof to collect |
Ask Customer Service |
|---|---|---|---|
Portal bill PDFs |
Compare current bill to prior months and see whether water, sewer, reuse or trash changed. |
Current bill PDF and prior bill PDFs. |
“Can you explain which line item increased?” |
Four-times-average threshold |
Consumption at least four times higher than your average may be needed for partial leak credit review. |
Usage history and leak repair proof. |
“Does my consumption meet the leak-credit threshold?” |
Main meter vs irrigation meter |
Using the main water meter for irrigation may create sewer charges after the April 2025 cap removal. |
Bill showing main-meter usage and irrigation schedule. |
“Should I apply for a separate irrigation meter?” |
Toilet leak |
Running toilet, flapper leak, toilet refills without use. |
Dye-test photo and repair receipt. |
“Can this be included in my leak-credit documentation?” |
Irrigation leak |
Broken sprinkler head, stuck valve, wet lawn, timer error. |
Irrigation repair invoice and controller screenshot. |
“Did irrigation drive the water and sewer charges?” |
Outdoor hose / water theft |
Hose bib left on, construction/new-home water theft, bib without lock. |
Photos, dates, lock purchase/installation proof. |
“Could this usage pattern suggest outdoor continuous use?” |
Pool filling |
Pool fill or pool repair water use. |
Pool-company letter or repair receipt; fill date. |
“Can I apply for pool sewer credit within 60 days?” |
Low pressure + leak |
Leaks in pipes, partially closed main valve, clogged aerators or filtration-system problems. |
Valve photos, aerator/fixture notes, plumber report. |
“Should I submit a Water case or a Utility Billing case?” |
Official high-bill and credit links:
Pool Credit Rules and When It Helps
Sewer credit only
The Palm Coast pool credit applies only to the sewer portion of the utility bill, not the water usage. The City calculates the credit based on average usage.
60-day deadline
A pool credit request must be submitted within 60 days of filling the pool. Pool credits are for new pools being filled or repair of a pool/pool equipment.
Not eligible
No pool credit if the pool was filled with the irrigation meter, if it is a commercial pool, or if the credit would be $10 or less.
Pool-credit item |
Official rule |
User step |
|---|---|---|
Type of credit |
Sewer portion only, not water usage. |
Do not expect a water-charge credit for the fill gallons. |
Deadline |
Submit within 60 days of filling the pool. |
Save fill date and apply quickly. |
New pool |
Resident needs copy of a letter from the pool company. |
Upload or attach the pool-company letter with case. |
Pool repair |
Receipt of repair of pool or pool equipment needed. |
Attach repair receipt and explain fill reason. |
Past-due account |
Submitting a pool credit does not relieve the obligation to pay by due date. |
Pay enough to prevent disconnection and additional fees. |
Frequency |
Pool credits will not be given if a credit was given in the last 24 months. |
Ask when your last credit was issued before submitting. |
PEP Alarm, Sewer Backup and Wastewater Problems
PEP red light / alarm
In PEP areas, each home has a buried tank, pump and control panel owned and operated by the City. If the red light comes on and the audible alarm sounds, press the silence button and contact Customer Service, not a plumber.
Reduce water use
The City says not to be alarmed but to reduce water usage until the PEP problem is corrected. During power failure, the tank has reserve capacity, but the pump will not operate.
Protect the system
Do not put grease, plastics, wipes, feminine hygiene products, cigarette butts, coffee grounds, acetone, paint thinner or oil-based products down drains.
Problem |
Best route |
Say this first |
Details to collect |
|---|---|---|---|
PEP alarm red light |
Call 386-986-2360 or create a PEP Alarm case. |
“My PEP alarm red light is on at [address]. I pressed the silence button.” |
Address, alarm status, power outage status, whether water is backing up. |
PEP alarm cannot be silenced |
Create urgent PEP case and call Customer Service. |
“The PEP alarm is going off and I cannot silence it.” |
Address, panel location, time started, backup symptoms. |
Sewer backup in home |
Create “Back up in home” sewer case; call if urgent. |
“Wastewater is backing up into [fixture/room] at [address].” |
Fixtures affected, photos if safe, whether water use worsens it. |
No water / low pressure |
Create Water case or call Customer Service. |
“I have no water or low pressure at [address].” |
All taps vs some taps, neighbors affected, start time, notices. |
Leak outside / water issue |
Create Water “Leak” case; field technician is dispatched immediately after submission. |
“There is a leak at [exact location].” |
Street, cross street, meter box, photos if safe. |
Official PEP/sewer links:
2026 Utility Rates, Watering Restrictions and Conservation
2026 utility rates
The City’s Utility Department page links to current 2026 Palm Coast utility rates and the Utility Rates page includes water, wastewater and reclaimed-water rate sections.
Rate plan context
The City announced a utility infrastructure investment plan with rate increases beginning in 2025 and annual CPI adjustments from October 1, 2026 through October 1, 2028 to support infrastructure needs.
Phase III watering limits
Palm Coast’s water conservation page says the St. Johns River Water Management District issued a Phase III Water Shortage Order affecting Flagler County and several Northeast Florida counties.
Rate / conservation item |
What it means |
User step |
|---|---|---|
Water rates |
Use the City’s current Utility Rates page for inside-city and service-specific water charges. |
Compare fixed charge, domestic use, irrigation use and any reclaimed-water line items. |
Wastewater rates |
Wastewater billing changed in 2025 because the previous sewer-usage cap was removed. |
If sewer looks high, check whether main-meter irrigation passed through the sewer calculation. |
Reclaimed water |
Utility Rates page includes retail and wholesale reclaimed use sections. |
Confirm whether your address has reclaimed service before comparing bills. |
Residential irrigation schedule |
Odd-numbered addresses: Saturday; even-numbered addresses: Sunday. |
Water only on assigned day while the restriction is active. |
Non-residential irrigation |
Tuesday. |
Commercial/association sites should adjust timers accordingly. |
Watering hours |
Between 6:00 PM and 8:00 AM. |
Avoid daytime watering; cooler hours reduce evaporation. |
Outdoor conservation |
Fix sprinkler heads, set timers correctly, avoid watering sidewalks/driveways, use mulch and choose lower-water plants. |
Inspect irrigation monthly, especially before summer bills. |
Indoor conservation |
Turn off tap while brushing, run full loads, fix leaks promptly and use efficient fixtures/appliances. |
Use water tips before assuming a rate error. |
Official rate and conservation links:
Water Quality Reports, Boil-Water Notices and Safety Questions
Annual report
The Water Quality and Safety page links the 2025 Annual Water Quality Report and prior reports, plus FDEP sample-testing access.
Testing program
The City says drinking water is monitored continuously 365 days a year, more than 100 sampling locations are tested monthly, and independent certified labs perform analyses.
Water color / taste
Palm Coast explains that yellow or greenish tint can be from dissolved organic material and that the water remains safe to drink when it meets primary drinking-water regulations.
Question |
Official detail |
What to do next |
|---|---|---|
Is Palm Coast water safe? |
The City says Palm Coast drinking water meets or exceeds regulatory requirements and is tested under EPA/FDEP oversight. |
Open the newest Annual Water Quality Report for exact yearly results. |
Where does testing appear? |
Annual reports and FDEP Public Access Document Management System results are linked by the City. |
Use the City’s guide if you need to read DEP sampling reports. |
Why is water yellow/greenish? |
Water Plant #1 uses conventional lime softening from shallow aquifer wells; organic deposits can affect color, especially in large white fixtures. |
Check whether notice, flushing or drought/high-demand conditions are involved. |
Why is water milky? |
The FAQ explains milky water can come from tiny air bubbles after pressure/maintenance changes. |
Let a glass sit and observe whether cloudiness clears. |
When are boil notices issued? |
Loss of pressure from a broken pipe, power/system pressure loss or planned repair can trigger a precautionary boil-water notice. |
Check active notices and follow one-minute boil guidance until rescinded. |
How are customers notified? |
Small-area notices may be hung on doors; larger notices may be posted through media, email, social media and the City website. |
Make sure your utility account email is current. |
How long does a notice last? |
After repair and pressure restoration, bacteriological tests are conducted and notice is lifted after testing proves water safe. |
Wait for official rescission before drinking unboiled water. |
General drinking-water question |
Boil-notice FAQ lists the EPA Safe Drinking Water Hotline at 1-800-426-4791. |
For a local account/location concern, call Palm Coast Customer Service or create a case. |
Official water-quality links:
Map, City Hall, Drop Box and Mailing Address
Use City Hall for in-person payments, account help, mailed payments and the secure after-hours drop box. For online cases, use Palm Coast Connect so the request is routed to Utility Billing, Water, Sewer or PLAN Program.
Location / route |
Use for |
Bring / remember |
|---|---|---|
City Hall, 160 Lake Avenue, Palm Coast, FL 32164 |
Customer Service, in-person utility payments, billing help and official mailing address. |
Bill, full account number, service address and ID if changing account information. |
Secure drop box at front entrance |
After-hours check or money-order payment. |
Payments post next business day. Do not use for urgent reconnection unless Customer Service confirms. |
Mail: City of Palm Coast, 160 Lake Avenue, Palm Coast, FL 32164 |
Routine mailed check or money-order payment. |
Make payable to City of Palm Coast and write the account number on payment. |
Palm Coast Connect online case |
Billing question, high bill, disconnection question, payment arrangement, leak, sewer backup, PEP alarm. |
Include full address and account number. Sign in to monitor the case. |
Customer Service phone: 386-986-2360 |
Billing, payment, utility service, water quality or emergency-routing help. |
Call for urgent payment/reconnection timing instead of relying on mail or drop box. |
Palm Coast Water Utility FAQ
What is the Palm Coast water bill phone number?
Call City of Palm Coast Customer Service at 386-986-2360 for utility billing, water, sewer, payment, account, payment arrangement, disconnection, reconnection and service questions.
How do I pay my Palm Coast utility bill online?
Use the official Paymentus customer portal for login and account management, or the Paymentus one-time payment route if you only need a quick payment. You need your full utility account number.
Can I pay my Palm Coast utility bill by phone?
Yes. Call 386-986-2360. The City says the automated phone payment system is available 24/7 and accepts bank account, credit card or debit card payments.
What are Palm Coast online utility payment fees?
For utility bills, the City lists $1.95 per credit/debit/digital wallet transaction and $0.43 per ACH/eCheck transaction. AutoPay by checking account has no processing fee, while AutoPay by credit card has a $1.95 monthly draft fee.
Where is the Palm Coast utility billing office?
City Hall is at 160 Lake Avenue, Palm Coast, FL 32164. Customer Service is available Monday-Friday, 8:00 AM to 5:00 PM, at 386-986-2360.
What happens if my Palm Coast water is disconnected?
Palm Coast Connect says disconnections have a $50 disconnection fee and $50 reconnection fee. Same-day reconnections are available until 4:00 PM; requests after 4:00 PM are processed the following business day.
Does Palm Coast offer payment arrangements?
Yes. Palm Coast Cares says payment plans may be available for up to six months and each household may qualify for one plan per year. Customers must submit a Palm Coast Connect case and receive approval.
Does Palm Coast offer leak credits?
Yes, but eligibility is limited. The City says partial leak credits are only given if high consumption is four times higher than the customer’s average, and customers are eligible for one credit every two years.
What should I do if my PEP alarm is on?
Press the audible alarm silence button on the bottom of the panel, reduce water use until corrected, and contact Customer Service or submit a PEP Alarm case. The City says to contact Customer Service, not a plumber, for a PEP system malfunction.
Where can I find Palm Coast water quality reports and boil-water notices?
Use the City’s Water Quality and Safety page for annual reports and testing information, and the Precautionary Boil Water Notices page for active or rescinded notices and boil-water instructions.
30-Second Palm Coast Utility Checklist
Paying? Use Paymentus, phone pay at 386-986-2360, bank bill pay, mail, City Hall or the secure drop box.
Need login? Use the Paymentus customer portal for wallet, AutoPay, eBill, bill-ready notifications and bill history.
Past due? Call or create a disconnection question case before cutoff. Expect $50 disconnection and $50 reconnection fees if service is disconnected.
High bill? Check bill PDFs, leaks, irrigation, pool fill, sewer cap change and whether usage is four times higher than average for leak-credit review.
Water/sewer issue? Create a Palm Coast Connect case for leak, no water/low pressure, sewer backup or PEP alarm; call Customer Service for urgent routing.

Editorial Team
WaterBillGuide.us
The content on WaterBillGuide.us is researched and prepared by our editorial team. Our writers and researchers review publicly available information from official utility websites and service portals to create clear, step-by-step informational guides.
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