Pay Your Chicago Water Bill, Use Quick Pay, or Apply for Utility Billing Relief the Right Way
Chicago water, sewer, water-sewer tax and some related city utility charges are handled through the City of Chicago Utility Billing system. The correct payment portal is utilitybill.chicago.gov, where customers can log in, use Quick Pay, enroll in paperless billing, set up AutoPay or SelectPay and request payment plans.
This guide helps you pay without using the wrong page, find your account number, call the right phone number, understand UBR relief, check leak relief options and prepare before disputing a high bill.
Choose the Chicago Water Bill Task You Need
A Chicago water bill search can mean a normal payment, Quick Pay, login help, payment plan, UBR relief, leak relief, high bill dispute, full payment certificate, property sale issue or assistance with a missing bill.
How to Pay a Chicago Water Bill Online
The City’s online Utility Billing portal gives you two practical choices. You can log in for full account management, or use Quick Pay when you only need to make a payment without signing in.
-
Open the official Utility Billing portal.
Start here: Chicago Utility Billing. -
Choose login or Quick Pay.
Log in if you want paperless billing, AutoPay, SelectPay, payment plans and saved account access. Use Quick Pay if you want to pay without signing in. -
Enter the account number exactly.
Quick Pay asks for your account number and service ZIP code. Enter the account number exactly as shown on your bill, including dashes. -
Verify the service address and balance.
Make sure the account belongs to the correct property before submitting payment. -
Save confirmation.
Keep your confirmation number, receipt email, screenshot or bank/card record until the payment appears in your account.
Chicago Utility Billing Login, Quick Pay and Account Number Help
If you forgot your username or password, the official login page includes recovery links. If you cannot finish login because of captcha or failed attempts, Chicago says to use the Forgot Password link or contact customer service.
Problem |
Best official route |
Prepare before you start |
|---|---|---|
Need to pay without login |
Account number exactly as printed, service ZIP code and payment method. |
|
Forgot username |
Forgot Username link on the login page |
Email, account details and service address. |
Forgot password |
Forgot Password link on the login page |
Username or email tied to the account. |
Do not know account number |
Call 312-744-4426 |
Property address, owner name, recent bill if available and ID details if requested. |
Suspicious email payment link |
Navigate directly to utilitybill.chicago.gov |
Do not click email links if the sender or URL looks suspicious. |
Chicago Water Bill Payment Options
Use the payment method that matches your situation. Quick Pay is best for a simple payment. Full online account management is better if you want AutoPay, SelectPay, paperless billing or a payment plan.
Payment method |
Official detail |
Best practical use |
|---|---|---|
Online account management |
Pay bills, enroll in paperless billing, set up AutoPay/SelectPay and manage plans. |
|
Quick Pay |
One-time payment using account number and service ZIP code. |
|
Pay by phone |
Automated phone payment or customer-service guidance when online access is difficult. |
|
In-person payment |
City payment centers, including City Hall 121 N LaSalle, Room 107A |
Payment help, account confusion, documents or customers who prefer in-person service. |
Payment plan |
Online portal, phone or in-person setup |
Past-due balance that you cannot pay in full. |
Chicago Utility Billing Relief: 50% Water/Sewer Rate Reduction
Utility Billing Relief, also called UBR, is one of the most important Chicago water bill programs. The City says eligible customers can receive a 50% reduction on water, sewer and water-sewer tax going forward. Garbage fees are not included.
The City also says that after successfully completing the first 12 months of the program, previous unpaid balance can be forgiven. This makes UBR more valuable than a generic payment plan for eligible homeowners.
UBR item |
City guidance |
Practical action |
|---|---|---|
Main benefit |
50% on water, sewer and water-sewer tax. |
Check eligibility before only asking for a payment plan. |
Debt forgiveness |
Past unpaid balance may be forgiven after successful first 12 months. |
Stay current after enrollment and track your anniversary date. |
Property type |
Single-family, 2-unit or 3-unit property. |
Confirm property type before applying. |
Owner/resident rule |
Applicant must own and reside in the property. |
Renters should ask about other assistance, not UBR ownership-based enrollment. |
Application help |
CEDA can help with LIHEAP and UBR application routes. |
Use official UBR pages or call CEDA if online filing is difficult. |
-
Open the official UBR page.
Use Chicago Utility Billing Relief. -
Check property and owner eligibility.
Confirm the property type, ownership and residency rules before starting. -
Gather income and identity documents.
The City says proof of identity and income documentation for household members are required. -
Use the correct application route.
Current LIHEAP participants may use a simplified route. Others can apply for LIHEAP and UBR together or apply for UBR only. -
Watch the confirmation and renewal period.
Save the confirmation and note renewal timing so the discount does not lapse.
Chicago Utility Bill Payment Plans
Chicago’s Utility Billing portal says customers can set up a payment plan online. The City also says customers can speak with a representative at 312-744-4426 or set up a plan in person at payment centers.
-
Check if UBR is better first.
If you are a low-income owner-occupant, UBR may provide deeper relief than a normal payment plan. -
Log in to Utility Billing.
Use the official portal to review balance and plan options. -
Call if the account is confusing.
Use 312-744-4426 if you cannot understand the balance, account number or available terms. -
Write down the plan terms.
Record the due dates, amount, confirmation number and what happens if a plan payment is missed. -
Keep new bills current.
Ask whether current charges must be paid separately while past charges are under a plan.
Chicago Leak Relief Program for Eligible Outdoor or Underground Leaks
The City utility portal lists a Leak Relief Program that helps with bills from eligible outdoor, underground leaks. The portal says the program can reduce impacted bills to an average of usual usage, with benefits applied to the utility account.
Leak issue |
What to prepare |
Why it matters |
|---|---|---|
Outdoor/underground leak |
Photos, repair invoice, plumber details, repair date and bill copies. |
Leak Relief is tied to eligible leak types and impacted bills. |
Indoor leak |
Repair proof and usage history. |
Program eligibility may differ, so confirm before assuming relief applies. |
No repair yet |
Get the leak fixed quickly and keep all records. |
Relief programs usually need proof the problem was repaired. |
Bill already paid |
Payment records and application details. |
Benefits may be applied to the utility account depending on approval. |
-
Stop the leak first.
Call a licensed plumber or take safe corrective action as needed. -
Keep repair evidence.
Save invoices, receipts, photos and dates. -
Open the official utility portal.
Start from utilitybill.chicago.gov and choose Leak Relief Program. -
Compare normal usage.
Gather previous bills to show what usual usage looked like before the leak. -
Call if the case is urgent.
Contact Utility Billing at 312-744-4426 if the bill is due soon or the application is confusing.
High Chicago Water Bill Checklist Before You Dispute
Chicago water bills can rise because of metered usage, leaks, sewer charges, water-sewer tax, estimated or catch-up billing, a missed payment, property transfer issues or a leak that went unnoticed. Check the simple items first so your call to Utility Billing is productive.
Have this ready before calling 312-744-4426
- Account number exactly as shown on the bill.
- Service address and ZIP code.
- Current bill and previous two bills.
- Payment confirmation if you recently paid.
- Photos or repair invoices if a leak was found.
- Proof of ownership/residency and income documents if asking about UBR.
- Notes about move-in, property sale, tenant changes or missing bills.
Chicago Water Bill Help by Situation
Not every water bill problem should be handled the same way. Use this table to avoid wasting time on the wrong form or phone path.
Situation |
Best first action |
Why |
|---|---|---|
Normal monthly bill |
Use Utility Billing login or Quick Pay. |
Fastest path when the bill and account number are clear. |
Cannot pay full amount |
Check UBR and payment plan options. |
UBR may reduce future bills and help with past debt if eligible. |
Outdoor underground leak |
Repair leak and apply for Leak Relief. |
Program may reduce impacted bills to average usual usage. |
Missing account number |
Call 312-744-4426. |
Quick Pay cannot locate the account without accurate bill information. |
Selling or buying property |
Ask about Full Payment Certificate if applicable. |
Utility charges and penalties may need clearing during property transfer. |
Suspicious email payment link |
Type utilitybill.chicago.gov directly. |
The City warns about phishing and email spoofing. |
Official Chicago Water Bill Links and Contacts
Use these official City resources for bill payment, Quick Pay, Utility Billing Relief, Leak Relief, payment plans, customer service and payment locations.
Official City portal for bill payment, account management, paperless billing, AutoPay, SelectPay and payment plans.
Open Utility BillingPay without signing in using account number and service ZIP code.
Open Quick PayOfficial City page explaining utility bill payment options.
Open Pay Utility BillCheck eligibility and apply for UBR rate reduction and potential debt forgiveness.
Open UBREligibility, documents, benefits, re-enrollment and application guidance.
Open UBR FAQCity payment locations including City Hall, 121 North LaSalle, Room 107A.
Open payment locationsOfficial payment plan options for utility billing accounts.
Open payment plansBilling questions, missing account number, payment questions and account help.
Call 312-744-4426Map to Chicago City Hall Payment Location
The City lists City Hall at 121 North LaSalle, Room 107A as a payment location. Check the official payment locations page before visiting because hours and available services can change.
Chicago Water Bill FAQs
How do I pay my Chicago water bill online?
Use the official City of Chicago Utility Billing portal at utilitybill.chicago.gov. You can log in for full account management or use Quick Pay to pay without signing in.
What information do I need for Chicago Quick Pay?
Quick Pay asks for your account number and service ZIP code. Enter the account number exactly as shown on your bill, including dashes.
What is the Chicago water bill phone number?
Call 312-744-4426 for City of Chicago utility billing questions and phone payment guidance.
Can I pay my Chicago water bill without signing in?
Yes. Use the official Quick Pay page on utilitybill.chicago.gov. You need your account number and service ZIP code from the bill.
Can I set up AutoPay for Chicago utility billing?
Yes. The official portal says online account management lets customers set up AutoPay or SelectPay, enroll in paperless billing and set up payment plans.
What is Chicago Utility Billing Relief?
Utility Billing Relief, or UBR, provides eligible low-income Chicago homeowners a 50% reduction on water, sewer and water-sewer tax charges. The City also says past unpaid balance may be forgiven after successful program completion.
Who can apply for Chicago UBR?
The City says applicants must meet rules including ownership and residency in a single-family, 2-unit or 3-unit property, identity documentation and income eligibility.
Does Chicago have a leak relief program?
Yes. The City utility portal lists a Leak Relief Program that helps with bills from eligible outdoor, underground leaks and can reduce impacted bills to an average of usual usage.
Where can I pay a Chicago utility bill in person?
The City lists payment locations throughout Chicago, including City Hall at 121 North LaSalle, Room 107A. Check the official payment locations page before visiting.
How do I dispute a Chicago water bill?
Call Utility Billing at 312-744-4426. Have your account number, service address, current bill, previous bills, payment proof and leak repair records ready.
Why is my Chicago water bill high?
Common causes include leaks, running toilets, outdoor or underground leaks, estimated/catch-up billing, water-sewer tax, sewer charges, account number issues or missed payments. Check for leaks and compare previous bills before calling.
Is WaterBillGuide.us the official City of Chicago utility billing website?
No. WaterBillGuide.us is an independent informational guide. It does not process payments, access accounts, approve UBR, approve Leak Relief, create payment plans or represent the City of Chicago.
Best Next Step for Chicago Utility Billing Customers
If your bill is normal, use the official Utility Billing portal or Quick Pay and save your confirmation. If the balance is unaffordable, check UBR before agreeing to a regular payment plan. If a leak caused the spike, repair it first and review Leak Relief. If you cannot find the account number, call 312-744-4426.
Editorial Review and Independent Guide Disclaimer
This replacement article was written specifically for City of Chicago utility billing customers using official Chicago Utility Billing, Quick Pay, Utility Billing Relief, UBR FAQ, payment locations and payment plan resources. It focuses on the real Chicago payment system, not generic water-saving pages or third-party payment sites.
WaterBillGuide.us is not the City of Chicago. We do not process payments, access accounts, approve Utility Billing Relief, approve Leak Relief, issue payment plans, provide account numbers or make billing decisions. For account-specific help, contact City of Chicago Utility Billing directly.
Official resources checked include Chicago Utility Billing portal, Quick Pay, Utility Billing Relief, UBR FAQ, Pay Utility Bill, Payment Plan and Payment Locations pages.

Editorial Team
WaterBillGuide.us
The content on WaterBillGuide.us is researched and prepared by our editorial team. Our writers and researchers review publicly available information from official utility websites and service portals to create clear, step-by-step informational guides.
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